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Terms of service

Acorns

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Score80.0
Reviewed
Policy typeTerms of service
Concern findings2
Protections0
Source supportStrong

Source provenance

Verified official source
Retrieved
Published

Snapshot hash 760134b6d79f0fc27433d78dde179a2c5da9ee683ff8a6954b306b3ca2a12c7b

Snapshot of the source text at fetch time, not a live mirror of the policy page.

Plain-English summary

The service highlights that investment products are not FDIC insured, not bank guaranteed, and may lose value (risk_flags-1 and risk_flags-2).

95% confidence

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Risks to your money and data

Details the direct risks and potential financial instability of using the service.

high95% confidence confidence

Investment products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.

Investment products are inherently risky and can result in loss of principal, as they are not insured by the FDIC and are not bank guaranteed.

Why it matters: You could lose money on your investments because investment products may lose value and are not protected by FDIC insurance or bank guarantees.

Investment products are**NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE.**

Pasted text, paragraph 2 · Citation strength: strong

high95% confidence confidence

Investing involves risk, including the loss of principal.

Investing carries inherent risks, including the potential for losing your initial investment.

Why it matters: You could lose the money you invest.

Investing involves risk, including **the**loss of principal.

Pasted text, paragraph 2 · Citation strength: strong

Your data and privacy

Explains how your personal information is collected, used, and shared.

Looking good

No data-use concerns flagged

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Cancellation and renewal terms

Covers policies related to account cancellation, automatic renewals, and how these actions affect you.

Looking good

No billing surprises spotted

Verbaterm only flags concerns it can cite. No cancellation, auto-renewal, or refund terms needed attention here.

Less obvious but important details

Highlights other contractual clauses that could affect your rights or obligations.

Looking good

No hidden gotchas

Verbaterm only flags concerns it can cite. Nothing easy-to-miss stood out in this section.

Protections for you

Summarizes the commitments and features designed to protect users.

Looking good

No source-backed concerns shown

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