Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
The service has several risk flags, including that you are solely liable for losses due to unauthorized account use (risk_flags-1) and that the company retains broad, perpetual, and irrevocable rights to your user content (risk_flags-2, risk_flags-3) and feedback (risk_flags-4). The company can also remove your content or terminate your account without notice or liability (risk_flags-6, cancellation_renewal-1), and their total liability for damages is limited (risk_flags-7). Additionally, the company does not monitor user or third-party content (gotchas-2) and doesn't guarantee service availability.
89% confidence
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Risk Flags
4 findings
Critical terms that can significantly impact user rights, privacy, or financial well-being.
high95% confidence
Liability for Unauthorized Account Use
You are solely liable for losses incurred by you, Distributor or others due to any unauthorized use of your account.
Why it matters: You are responsible for any losses that occur from unauthorized use of your account, including those suffered by the company or other parties.
You are solely liable for losses incurred by you, Distributor or others due to any unauthorized use of your account.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 52 · Citation strength: strong
high95% confidence
Full Ownership of Feedback
Any feedback, analysis, suggestions, and comments provided by you will become the property of Distributor. You assign all right, title, and interest, including all intellectual property rights, in and to the Feedback to Distributor, which has the perpetual, irrevocable, and worldwide right to use, copy, display, perform, translate, modify, license, sublicense, and exploit the Feedback without remuneration or credit.
Why it matters: Any feedback you provide, including suggestions or comments, becomes the company's property, and they can use it globally, perpetually, and without compensating or crediting you.
Without limiting the generality of the foregoing, you agree that Distributor shall have the perpetual, irrevocable and worldwide right to use, copy, display, perform, translate, modify, license, sublicense and otherwise exploit all or part of the Feedback or any derivative thereof in any embodiment, manner or media now known or hereafter devised without any remuneration, compensation or credit to User. You represent and warrant that you have the right to make the foregoing assignment and to grant to Distributor the rights granted under this Section and that any Feedback which is provided by you to Distributor does not infringe any third-party intellectual property rights.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 61 · Citation strength: strong
medium90% confidence
Waiver of Local Law Protections for Non-US/EU Users
If you are accessing or using the Distributor Sites from other jurisdictions, you are responsible for compliance with local laws and, to the extent allowed in that jurisdiction, you waive your right to assert claims or avail yourself of protections afforded in that jurisdiction which are not available in the United States of America or in the EU.
Why it matters: If you are outside the US or EU, you might lose the ability to rely on your local consumer protection laws and could be limited to the protections offered in the US or EU.
If you are accessing or using the Distributor Sites from other jurisdictions, you are responsible for compliance with local laws and, to the extent allowed in the jurisdiction where you are located, you waive your right to assert claims or avail yourself of protections afforded you in that jurisdiction which are not available in the United States of America or in the EU, as applicable.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 7 · Citation strength: strong
medium95% confidence
Limited Liability for Damages
In no event shall Distributor or its third-party partners, licensors, or suppliers' total liability to you for all damages, losses, and causes of action arising out of these terms or your use of the Distributor Sites exceed the greater of One Hundred Dollars (USD $100) or one-half of the annual fees paid by you to Distributor in the twelve (12) months immediately preceding the date that such claim arose.
Why it matters: The company's total financial responsibility to you for any damages, losses, or legal claims is capped at a maximum of $100 or half of your annual fees paid in the last year, whichever is greater.
Subject always to Section 23, in no event shall Distributor or its third-party partners, licensors or suppliers’ total liability to you for all damages, losses, and causes of action arising out of or relating to these terms or your use of the Distributor Sites (whether in contract, tort (including negligence), warranty, or otherwise) exceed the greater of One Hundred Dollars (USD $100) or one-half of the annual fees paid by you to Distributor (if applicable) in the twelve (12) months immediately preceding the date that such claim arose.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 78 · Citation strength: strong
Data Use
2 findings
How your data is collected, processed, and shared.
medium90% confidence
Data Disclosure for Anti-Fraud Checks
By submitting an order, you authorize us or our third-party payment processor to use information provided by you, including personally identifiable information, to conduct anti-fraud checks at our sole discretion. We or our third-party payment processor may disclose, and you authorize us and our third-party payment processor to disclose, your information to credit reference and fraud prevention service providers, who may keep a record of the information disclosed.
Why it matters: When you make a purchase, your personal information may be shared with credit reference and fraud prevention services for anti-fraud checks, and these services may keep a record of your data.
You consent to our use of any information provided by you, including personally identifiable information, to conduct anti-fraud checks at our sole discretion, and this authorization applies to use by our third-party payment processor. In conducting such checks, we or our third-party payment processor may disclose, and you authorize us and our third-party payment processor to disclose, your information to credit reference and fraud prevention service providers, who may keep a record of the information disclosed.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 46 · Citation strength: strong
low95% confidence
Public Availability of User Content
Any User Content that you post on the Distributor Site is made publicly available to users of the Distributor Site.
Why it matters: Any content you post on the site can be seen by other users.
You understand that any User Content that you post on the Distributor Site is made publicly available to users of the Distributor Site, and Distributor does not guarantee any confidentiality with respect to any such User Content, nor does it guarantee that your intellectual or proprietary rights in such User Content will not be infringed or misappropriated.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 12 · Citation strength: strong
Cancellation & Renewal
1 finding
Terms related to account termination, subscription cancellation, and automatic renewals.
high95% confidence
Account Termination Without Notice
Distributor may terminate any account or your use of the Distributor Sites, and remove all or any part of your account, at any time for any reason (including your violation of these Terms), or no reason, in Distributor’s sole discretion, without prior notice. Distributor shall not be liable to you or any third-party for any such termination.
Why it matters: The company can terminate your account and remove your content at any time, for any or no reason, without warning, and they will not be responsible for any damages or losses you incur as a result.
You agree that Distributor may terminate any account (or any part thereof) you may have through the Distributor Sites or your use of the Distributor Sites, and remove and discard all or any part of your account, at any time for any reason (including without limitation your violation of these Terms), or no reason, in Distributor’s sole discretion. You agree that your access to the Distributor Sites or any account you may have, or any portion thereof, may be terminated without prior notice, and you agree that Distributor shall not be liable to you or any third-party for any such termination.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 67 · Citation strength: strong
Gotchas
1 finding
Unexpected or less-than-obvious clauses that may be to your detriment.
medium95% confidence
Non-Monitoring of User and Third-Party Content
You are entirely responsible for all User Content you make available through the Distributor Site. Distributor does not control Third-Party Content and does not have any obligation to monitor it for any purpose. If Distributor chooses to monitor it, they assume no responsibility for it, no obligation to modify or remove inappropriate content, and no responsibility for the conduct of the User or entity submitting such content. You agree that you must evaluate and bear all risks associated with using User Content or other Third-Party Content.
Why it matters: You are solely responsible for your own content. The company does not monitor user or third-party content and takes no responsibility for its accuracy, legality, or any issues arising from it, meaning you bear all risks associated with using such content.
If at any time Distributor chooses, in its sole discretion, to monitor the Third-Party Content, Distributor nonetheless assumes no responsibility for the Third-Party Content, no obligation to modify or remove any inappropriate Third-Party Content, no obligation to continue to monitor the Third-Party Content and no responsibility for the conduct of the User or other person or entity submitting any such Third-Party Content. You agree that you must evaluate, and bear all risks associated with, the use of any User Content or other Third-Party Content, including any reliance on the accuracy, completeness, usefulness, non-infringement or legality of such User Content or other Third-Party Content.
BELIEVE INTERNATIONAL TERMS AND CONDITIONS, paragraph 22 · Citation strength: strong
Protections
0 findings
Terms that protect you or offer you benefits.
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