Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
The service may disclose your information at its discretion and without notice (risk_flags-1) and participating in promotions grants permission to use your name/likeness in advertising, potentially disclosing personal information to third parties (risk_flags-2). Third-party analytics and service providers may collect your information, including potentially personal data (data_use-1), and other third parties may collect browsing data for targeted advertising (data_use-2). The service does not respond to 'Do Not Track' signals (data_use-3).
89% confidence
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Risk Flags
Potential high-severity concerns that could lead to material harm. These are often difficult to reverse.
high95% confidence confidence
Discretionary disclosure without notice
The company may disclose your information if it believes it is necessary, and has complete discretion to make these disclosures or not, without notice to you.
Why it matters: Your information may be disclosed to third parties or for legal/regulatory obligations without your knowledge or consent.
To the fullest extent permitted by applicable law, we may also disclose your information if we believe in good faith that doing so is necessary or appropriate to: (i) protect or defend the rights, safety or property of BCBSA or third parties (including through the enforcement of this Privacy Policy, and other applicable agreements and policies); or (ii) comply with legal and regulatory obligations (e.g., pursuant to law enforcement inquiries, subpoenas or court orders). To the fullest extent permitted by applicable law, we have complete discretion in electing to make or not make such disclosures, and to contest or not contest requests for such disclosures, all without notice to you.
Use of the Information this Service Gathers/Tracks, paragraph 6 · Citation strength: strong
high90% confidence confidence
Promotional use of personal information
If you participate in promotions, you agree to allow the sponsor to use your name, voice, and/or likeness in advertising or marketing. Personal information may be disclosed to third parties or the public in connection with the promotion.
Why it matters: Your personal information, including your name, voice, or likeness, could be used for advertising and marketing, potentially disclosed to third parties or the public, if you participate in promotions.
By participating in a Promotion, you are agreeing to official rules that govern that Promotion, which may contain specific requirements of you, including, allowing the sponsor of the Promotion to use your name, voice and/or likeness in advertising or marketing associated with the Promotion. If you choose to enter a Promotion, personal information may be disclosed to third parties or the public in connection with the administration of such Promotion, including, in connection with winner selection, prize fulfillment, and as required by law or permitted by the Promotion’s official rules, such as on a winners list.
Use of the Information this Service Gathers/Tracks, paragraph 5 · Citation strength: strong
Data Use
Practices concerning the collection, processing, and sharing of your data (e.g., selling to third parties, using for advertising, etc.).
medium90% confidence confidence
Third-party collection of personal information
Third-party analytics and service providers may set their own tracking technologies, collect, or have access to information about you, potentially including personal information.
Why it matters: Your personal information may be collected by third-party analytics and other service providers without direct oversight from the company.
Third-party analytics and other service providers may set and access their own tracking technologies on your device and they may otherwise collect or have access to information about you, potentially including personal information, about you. We are not responsible for those third party technologies or activities arising out of them.
Third party analytics providers and ad servers, paragraph 1 · Citation strength: strong
medium90% confidence confidence
Third-party advertising and tracking
Third parties may automatically collect information using their own cookies or other technologies about your visits to this and other websites, your IP address, ISP, browser, and other usage information to deliver targeted advertising.
Why it matters: Your browsing data, including IP address and ISP, may be collected by third parties for targeted advertising across various websites.
These third parties may automatically collect information about you using their own cookies or other technologies, or may otherwise collect or have access to, information about your visits to this and other websites, your IP address, your ISP, the browser you use to visit our website and other usage information. Information collected may be used, among other things, to deliver advertising targeted to your interests and to better understand the usage and visitation of our website and the other sites tracked by these third parties.
Third party analytics providers and ad servers, paragraph 2 · Citation strength: strong
low90% confidence confidence
Non-response to 'Do Not Track' signals
The service does not currently respond to 'Do Not Track' signals sent by internet browsers.
Why it matters: Your browser's 'Do Not Track' preference will not be honored by the service.
Some internet browsers may be configured to send “Do Not Track” signals to the online services that you visit. We currently do not respond to do not track signals.
Do not track signals, paragraph 1 · Citation strength: strong
Cancellation and Renewal
Terms related to account termination, service cancellation, and automatic renewals.
Not clearly stated: The policy details how to disable cookies and the consequences of doing so, but does not provide information about account cancellation terms beyond data retention.
Gotchas
Potentially overlooked clauses that could be unfavorable or restrictive to the user.
✓
Looking good
No hidden gotchas
Verbaterm only flags concerns it can cite. Nothing easy-to-miss stood out in this section.
Protections
Commitments and features that protect users and their data.
Protection95% confidence confidence
No sale or rent of personally identifiable information
Unless specifically consented, personally identifiable information, including email addresses, will not be sold, rented, licensed, or otherwise shared with third parties, other than Blue Plans or business partners to fulfill a request.
Why it helps: This commitment helps protect your personal information from being sold or broadly shared without your explicit consent.
Unless you specifically consent to let us do so, your personally-identifiable information, including your e-mail address, will not be sold, rented, licensed, or otherwise shared with third parties, other than Blue Plans or business partners as appropriate to fulfill a request from you.
Use of the Information this Service Gathers/Tracks, paragraph 1 · Citation strength: strong
Protection95% confidence confidence
No collection of personal information from children under 13
The service does not knowingly collect personal information from children under the age of thirteen (13) without parental consent.
Why it helps: This protects children's privacy by preventing the collection of their personal data without proper consent.
We do not use the Service to knowingly collect personal information from children under the age of thirteen (13) without parental consent.
Sites We Link To, paragraph 3 · Citation strength: strong
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