Gabi
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Source provenance
Verified official sourceSnapshot hash 69a97bc0b180b552536ceb038cdc2f4a993fad910afe73038f41e520ad07ca03
Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
The company may not guarantee the security of information you transmit to them (risk_flags-1), and your personal data could be transferred during business sales or bankruptcy (risk_flags-2). Even if you deactivate your account or unsubscribe from emails, your information may be retained for various purposes (risk_flags-3). The company collects extensive personal and sensitive information, including from third parties like governmental agencies (data_use-1, data_use-2). They automatically collect online activity information, even after you leave their services, due to a lack of support for Do Not Track requests (data_use-3). Non-personally identifiable information may be shared with advertisers, potentially allowing them to infer your audience segment (data_use-4), and personal information may be disclosed to business partners whose privacy policies the company does not control (data_use-5). By continuing to use the services, you agree to any changes in the privacy policy (gotchas-1), and the website may send you promotional emails on behalf of other businesses (gotchas-2).
87% confidence
Critical issues and red flags that could lead to significant harm.
We cannot ensure or warrant the security of any information you transmit to us through the Services, and you do so at your own risk.
Why it matters: You transmit information to the services at your own risk, as the company states they cannot ensure or warrant the security of any transmitted information.
We cannot, however, ensure or warrant the security of any information you transmit to us through the Services, and you do so at your own risk.
In various business transactions, such as buying or selling assets, or in events like bankruptcy or a change of control, Personal Information could be transferred as one of the business assets.
Why it matters: Your personal information may be transferred to a third party if the company buys or sells assets, goes out of business, enters bankruptcy, or undergoes another change of control.
We may choose to buy or sell assets. In these types of transactions or in contemplation of a transaction, Personal Information is typically one of the business assets that would be transferred. Also, if we (or our assets) are acquired, or if we go out of business, enter bankruptcy, or go through some other change of control, Personal Information could be one of the assets transferred to or acquired by a third party.
Even after you deactivate your account or unsubscribe from emails, we may retain your submitted information for various purposes, including legal compliance, backups, archiving, fraud prevention, and analytics.
Why it matters: Even if you deactivate your account or unsubscribe from emails, the company may retain your information for various reasons, including legal compliance, backups, and analytics.
We do not delete information about you upon deactivation of your account. Although your deactivated status is reflected promptly in our user databases, we may retain the information you submit for a variety of purposes, including legal compliance, backups and archiving, prevention of fraud and abuse, and analytics.
How the company collects, uses, and shares your data.
We may collect various types of Personal Information, including Contact Information like name, email, and phone number; Application and Registered User Information such as insurance underwriting details, payment information, social security number, date of birth, driver’s license number, and vehicle information; Communications including voice recordings; and Third-Party Account Credentials like log-in details for Facebook or your current insurer.
Why it matters: The company may collect a wide range of your personal and sensitive information, including contact details, application and registration details (like social security number, driver's license, payment info), communications, and third-party account credentials.
* Contact Information, such as your name, email address, and phone number. * Application and Registered User Information, such as insurance underwriting information, payment information, social security number, date of birth, driver’s license number, vehicle information. This is typically collected when you fill out applications for insurance or other forms such as claims forms, accident reports or underwriting worksheets. * Communications, including via email, chat, text, or phone, including voice recordings (as permitted by applicable law) if you speak with our representatives, or otherwise provide information to us through our website, email or paper correspondence, or otherwise.
We collect Personal Information from service providers and other third parties, including insurance companies, governmental agencies (like the Department of Motor Vehicles), consumer reporting agencies (for household information, driver risk, credit/insurance scores), medical records and professionals for insurance claims, publicly available information, and payment transaction details.
Why it matters: The company collects your personal information from several third parties, including insurance companies, governmental agencies, consumer reporting agencies for risk and scores, medical records for claims, and publicly available sources.
* Governmental Agencies (such as the Department of Motor Vehicles) and consumer reporting agencies information, including household information, driver risk (past incidents), and credit or insurance score, in order to offer you insurance quotes and other insurance-related services. Please see our State Specific Credit Disclosures for additional information. * Insurance Claims, including related information from medical records and medical professionals. * Publicly Available Information, such as government records or public review websites. * Payment Transaction Information, including description, date, time, payment type, and amount.
We and our third-party providers automatically collect Personal Information from your device, browsing actions, and site usage patterns using cookies and other technologies like web beacons and pixels. Our Services do not support Do Not Track requests, meaning we collect information about your online activity both while you are using and after you leave our Services.
Why it matters: The company automatically collects your personal information, browsing actions, and usage patterns using various tracking technologies, including after you leave their services, as they do not support "Do Not Track" requests.
As is true of most digital platforms, we and our third-party providers may also collect Personal Information from an individual’s device, browsing actions and site usage patterns automatically when visiting or interacting with our Site, which may include:
We may provide advertisers and/or partners with any collected information in a non-personally identifiable form to help them select appropriate audiences for advertisements and promotional offers. If an advertiser asks us to show an ad to a certain audience and you respond, the advertiser may conclude you fit the audience description.
Why it matters: The company shares your non-personally identifiable information with advertisers to target ads, and if you interact with an ad, the advertiser may infer that you fit their target audience.
We may allow advertisers and/or partners (“Advertisers”) to choose the demographic information of users who will see their advertisements and/or promotional offers and you agree that we may provide any of the information we have collected from you in non-personally identifiable form to an Advertiser, in order for that Advertiser to select the appropriate audience for those advertisements and/or offers. For example, we might use the fact you are located in San Francisco to show you ads or offers for San Francisco businesses, but we will not tell such businesses who you are.
We may disclose your Personal Information to business partners and third-party websites that provide products or services with us. We explicitly state no control over the policies and practices of these third-party websites or businesses regarding privacy or other matters, advising users to review their policies.
Why it matters: Your personal information may be shared with business partners and third-party websites, and the company states they have no control over the privacy policies of these third parties.
One such service may include the ability for you to automatically transmit Third Party Account Information to your Services profile or to automatically transmit information in your Services profile to your third party account. We have no control over the policies and practices of third party websites or businesses as to privacy or anything else, so if you choose to take part in any transaction or service relating to an affiliated website or business, please review their policies.
We use Personal Information collected in connection with our Services to personalize, provide, and improve our Services, to allow you to set up a user account and profile, to contact you and allow other users to contact you, to fulfill your requests for certain products and services, to analyze how you use the Services, to comply with our legal obligations, and as further specified.
Why it matters: Your personal information is used for several purposes related to the services, including personalizing and improving services, account management, communication, fulfilling requests, analyzing usage, and complying with legal duties.
We use Personal Information that we collect in connection with our Services, including to personalize, provide, and improve our Services, to allow you to set up a user account and profile, to contact you and allow other users to contact you, to fulfill your requests for certain products and services, to analyze how you use the Services, to comply with our legal obligations, and as further specified below.
Certain user profile information, such as your name, location, and any video or image content you upload, may be displayed to other users to facilitate interaction or address service requests. If you sign in via a third-party social networking site, your list of “friends” may be imported and registered friends may access certain non-public profile information.
Why it matters: Your name, location, and uploaded content may be visible to other users, and if you sign in through a third-party social network, your friends who are also registered users might access some of your non-public profile information.
Certain user profile information, including your name, location, and any video or image content that you have uploaded to the Services may be displayed to other users to facilitate user interaction within the Services or address your request for our services. Additionally, if you sign into the Services through a third party social networking site or service, your list of “friends” from that site or service may be automatically imported to the Services, and such “friends,” if they are also registered users of the Services, may be able to access certain non-public information you have entered in your Services user profile.
Details about how to cancel services or stop automatic renewals.
Not clearly stated
No cited billing terms — wording is unclearPotentially overlooked clauses that could lead to unexpected outcomes.
If you use the Services after any changes to the Privacy Policy have been posted, that means you agree to all of the changes. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used.
Why it matters: By continuing to use the services after policy changes are posted, you are agreeing to all of those changes.
If you use the Services after any changes to the Privacy Policy have been posted, that means you agree to all of the changes. Use of information we collect now is subject to the Privacy Policy in effect at the time such information is used.
If you’ve given us your email address, we may send you promotional email offers on behalf of other businesses.
Why it matters: The website may send you promotional email offers from other businesses if you have provided your email address.
For example, if you’ve given us your email address, we may send you promotional email offers on behalf of other businesses, or email you about your use of the Services.
Explicit commitments and controls that benefit you.
We do not knowingly collect or solicit Personal Information from anyone under the age of 13. If we learn that we have collected Personal Information from a child under age 13, we will delete that information as quickly as possible.
Why it helps: This commitment helps protect the privacy of children under 13 by ensuring that their personal information is not knowingly collected or solicited, and if inadvertently collected, it will be promptly deleted.
We do not knowingly collect or solicit Personal Information from anyone under the age of 13. If you are under 13, please do not attempt to register for the Services or send any Personal Information about yourself to us. If we learn that we have collected Personal Information from a child under age 13, we will delete that information as quickly as possible.
To manage cookies, an individual may change their browser settings to: (i) notify them when they receive a cookie, so the individual can choose whether or not to accept it; (ii) disable existing cookies; or (iii) automatically reject cookies. An individual may also set their email options to prevent the automatic downloading of images that may contain technologies that would allow us to know whether they have accessed our email and performed certain functions with it.
Why it helps: This provides users with control over website cookies and the ability to prevent automatic image downloads in emails, offering a degree of privacy management.
Please note that doing so may negatively impact an individual’s experience using our Site, as some features and offerings may not work properly or at all. Depending on an individual’s device and operating system, the individual may not be able to delete or block all cookies. In addition, if an individual wants to reject cookies across all browsers and devices, the individual will need to do so on each browser on each device they actively use. An individual may also set their email options to prevent the automatic downloading of images that may contain technologies that would allow us to know whether they have accessed our email and performed certain functions with it.
You may be able to opt-out of some interest-based advertising by visiting online resources such as the Network Advertising Initiative’s and DAA’s websites, or by using mobile device settings like “limit ad tracking” (iOS) or “opt-out of interest-based ads” (Android).
Why it helps: Users have options to limit or opt-out of interest-based advertising, giving them more control over the types of ads they see.
To learn about interest-based advertising and how you may be able to opt-out of some of this advertising, you may wish to visit the Network Advertising Initiative’s online resources, at
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