This is Microsoft's policy, which also covers Microsoft Family Safety, Microsoft OneDrive, Microsoft Translator, Xbox Cloud Gaming, and Xbox Game Pass.
Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
Microsoft processes user data for various purposes, including training its AI models (ai_model_training_data_use) and obtaining data from third parties (collect_data_from_third_parties).
87% confidence
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Risk Flags
Not clearly stated
These findings flag material, hard-to-reverse harm, such as money you cannot easily recover, lasting privacy exposure, loss of account access, weakened dispute rights, or broad ownership/control of user content.
?
Not clearly stated
No cited risk flags — wording is unclear
The provided text does not contain information about account termination without notice or refund, mandatory arbitration, or class-action waivers.
Data Use
2 findings
These findings describe how your data is collected, used, and shared. They may include details about third-party sharing, secondary uses of data, or a lack of user control over data.
Not clearly stated: The provided text mentions various categories of data collected and how it's used for providing and improving products, advertising, and business operations. However, it does not explicitly detail secondary uses of data beyond these stated purposes, or broader lack of user control for data other than declining to provide optional data.
medium90% confidence
Microsoft obtains user data from affiliates, subsidiaries, and third parties.
Microsoft receives data about users from Microsoft affiliates, subsidiaries, and third parties. This data is protected according to the privacy statement and any additional restrictions from the data source.
Why it matters: Microsoft collects data about users from its affiliates, subsidiaries, and third parties, which means data from other sources besides your direct interactions with Microsoft products may be used.
from Microsoft affiliates, subsidiaries, and third parties. We protect data obtained from third parties according to the practices described in this statement, plus any additional restrictions imposed by the source of the data.
The data we collect can include the following:, paragraph 13 · Citation strength: strong
medium85% confidence
Microsoft may use your data to develop and train its AI models.
As part of its efforts to improve and develop products, Microsoft may use user data to develop and train its AI models.
Why it matters: Your data may be used by Microsoft to train and develop its artificial intelligence models, which could involve the data you provide or data collected through product usage.
As part of our efforts to improve and develop our products, we may use your data to develop and train our AI models.
How we use personal data, paragraph 2 · Citation strength: strong
Cancellation and Renewal
Not clearly stated
These findings relate to how subscriptions or services can be canceled or renewed. They may include terms about automatic renewals, notice periods for cancellation, or difficulties in the cancellation process.
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Not clearly stated
No cited billing terms — wording is unclear
The provided text does not contain information about cancellation or renewal policies for services or subscriptions.
Gotchas
Not clearly stated
These findings highlight less common but notable clauses that an average user might unexpectedly encounter. These could include unusual disclaimers, automatic waivers, or other unexpected terms.
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Not clearly stated
No cited gotchas — wording is unclear
The provided text does not contain information about unusual disclaimers, automatic waivers, or other unexpected terms outside of standard data collection and use practices.
Protections
Not clearly stated
These findings highlight commitments and features that benefit you. They may include explicit controls over your data, commitments to data minimization, or clear processes for exercising your rights.
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Not clearly stated
No cited protections — wording is unclear
The provided text indicates choices users have regarding data sharing and controls in web browsers or operating systems to limit data collection, but it does not contain explicit protections such as guarantees of data deletion, non-collection for specific age groups with explicit deletion, clear refund windows, advance notice before material changes, or commitments to data minimization.
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This public review is informational only and is not legal advice. Verbaterm shows only findings tied to the cited source snapshot above.