Privacy policy

SoFi

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high severityProducts and benefits can be modified or discontinued without noticeSoFi reserves the right to modify or discontinue products and benefits at any time without notice.high severityRates and terms are subject to change without noticeRates and Terms are subject to change at anytime without notice.

Score80.0

Reviewed-

Policy typePrivacy policy

Concern findings2

Protections0

Source supportStrong

Source provenance

Verified official source

Retrieved-

Last checked-

Published-Automated refresh

Source URLhttps://www.sofi.com/privacy-policy/

Canonical URL: https://www.sofi.com/privacy-policies/

What changedMaterial language shifts detected around cancel, privacy, fee. 30 new line(s), 242 removed line(s).

Snapshot hash e6096056916c84e42e06c17bbb5d54ca650316c2edc939701ff437bb2e5b4ef5

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Snapshot of the source text at fetch time, not a live mirror of the policy page.

Plain-English summary

The policy includes several critical issues that may negatively impact users. SoFi reserves the right to modify or discontinue products and benefits at any time without notice (risk_flags-1). Additionally, rates and terms are subject to change at anytime without notice (risk_flags-2).

95% confidence

Risk Flags

2 findings

Critical issues that may result in material harm or loss, such as losing money, significant privacy invasion, or limiting legal recourse.

high95% confidence

Products and benefits can be modified or discontinued without notice

SoFi reserves the right to modify or discontinue products and benefits at any time without notice.

Why it matters: This means that products and benefits you currently use may change or be removed by SoFi without them providing you with any prior notification.

SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.

SoFi’s Employee Applicant Privacy Notice, paragraph 2 · Citation strength: strong

high95% confidence

Rates and terms are subject to change without notice

Rates and Terms are subject to change at anytime without notice.

Why it matters: The financial rates and terms associated with your account or services can be altered by SoFi at any point without prior warning.

Rates and Terms are subject to change at anytime without notice and are subject to state restrictions.

SoFi’s Employee Applicant Privacy Notice, paragraph 2 · Citation strength: strong

Data Use

All clear

Practices related to the collection, processing, and sharing of personal information.

Looking good

No data-use concerns flagged

Verbaterm only flags concerns it can cite. No source-backed data-use findings are shown here.

Cancellation & Renewal

All clear

Terms governing how you can cancel services, and how those services may be renewed.

Looking good

No billing surprises spotted

Verbaterm only flags concerns it can cite. No cancellation, auto-renewal, or refund terms needed attention here.

Gotchas

All clear

Other common gotchas presented in agreements.

Looking good

No hidden gotchas

Verbaterm only flags concerns it can cite. Nothing easy-to-miss stood out in this section.

Protections

0 findings

Explicit commitments and controls that benefit you.

Looking good

No source-backed concerns shown

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