Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
This privacy policy outlines various ways Wave handles your personal information. It indicates that your data might be processed in other jurisdictions where different laws apply (risk_flags-1) and that information shared on publicly accessible blogs or forums may be collected and used by others (risk_flags-2). Furthermore, customer information could be part of a sale or transfer of assets (risk_flags-3) and may be disclosed for legal requests or to protect rights and safety (risk_flags-4, risk_flags-5). The policy also states that third-party terms apply when connecting accounts (data_use-1), and that the company collects data from multiple sources (data_use-2). Automated decision-making may be used for risk and fraud protection (data_use-3).
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Risk Flags
Critical issues that pose significant privacy or security risks.
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Information disclosure outside of your jurisdiction may be subject to foreign laws.
Your Personal Information may be maintained and processed by these third parties in other jurisdictions. We use service providers in Canada and the United States. When your information is in another jurisdiction, it will be subject to their laws.
Why it matters: If your personal information is stored or processed by service providers in Canada or the United States, your information will be subject to the laws of that jurisdiction, which may differ from your local laws. This could impact the privacy protections and rights available to you.
Your Personal Information may be maintained and processed by these third parties in other jurisdictions. We use service providers in Canada and the United States. When your information is in another jurisdiction, it will be subject to their laws.
In simple Terms, paragraph 2 · Citation strength: strong
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Publicly accessible blogs and forums may expose personal information.
Our Site or services may offer publicly accessible blogs or community forums. You should be aware that any Personal Information you provide in these areas may be read, collected, and used by others who access them.
Why it matters: Any personal information shared on publicly accessible blogs or community forums may be read, collected, and used by other individuals accessing those platforms. This could lead to unwanted exposure of your personal details.
Our Site or services may offer publicly accessible blogs or community forums. You should be aware that any Personal Information you provide in these areas may be read, collected, and used by others who access them.
In simple Terms, paragraph 2 · Citation strength: strong
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Sale or transfer of assets may include customer information.
If we sell or transfer any of our business or assets (including insolvency or bankruptcy proceedings), certain information about our customers may be a part of that sale or transfer.
Why it matters: In the event of a sale or transfer of the company's business or assets, your customer information may be included in the transfer, meaning a new entity would have access to your data.
If we sell or transfer any of our business or assets (including insolvency or bankruptcy proceedings), certain information about our customers may be a part of that sale or transfer.
In simple Terms, paragraph 2 · Citation strength: strong
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Information may be disclosed to comply with legal requests.
We may disclose your Personal Information when we have a good faith belief that such disclosure is required or permitted by law pursuant to a legal request. In certain situations, we may be required to disclose your information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.
Why it matters: Your personal information may be disclosed if the company believes it is required or permitted by law, including in response to court orders, legal processes, or lawful requests from public authorities for national security or law enforcement purposes.
We may disclose your Personal Information when we have a good faith belief that such disclosure is required or permitted by law pursuant to a legal request. This may occur in connection with a court order, legal process, or other judicial, administrative or investigative proceeding that produces a request for information from us. In certain situations, we may be required to disclose your information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.
In simple Terms, paragraph 2 · Citation strength: strong
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Information may be disclosed to protect rights and safety.
We may disclose your Personal Information when we believe that disclosure is necessary to protect either your or our rights and safety.
Why it matters: Your personal information may be disclosed if the company believes it is necessary to protect your or their rights and safety, or to inform officials of potential criminal law violations.
We may disclose your Personal Information when we believe that disclosure is necessary to protect either your or our rights and safety. We may disclose your Personal Information to federal, state, provincial, or local officials in order to, and only to the extent necessary, inform the official of activities that may constitute, or may have constituted, a violation of any criminal law or to assist the official in investigating or prosecuting a violation of criminal law.
In simple Terms, paragraph 2 · Citation strength: strong
Data Use
Practices for collecting, processing, and sharing your personal information.
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Third-party policies apply when connecting accounts.
We may also collect Personal Information from third parties when you connect your Wave account to them. When you connect your Wave account with a third-party service, their terms and policies apply.
Why it matters: When you connect your Wave account to third-party services, the terms and policies of those third-party services will also apply to your personal information.
We may also collect Personal Information from third parties when you connect your Wave account to them. These integrations may pull data into or share data out of Wave. In some cases, we use a service provider to connect you to a third-party service (e.g., when you connect a bank account to Wave). When you connect your Wave account with a third-party service, their terms and policies apply.
In simple Terms, paragraph 6 · Citation strength: strong
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Broad data collection from multiple sources.
Wave may collect, use, or store Personal Information for the purposes described below. You provide most of the Personal Information we collect. We also receive information through certain digital technologies when you interact with us. Finally, other companies may share information with us.
Why it matters: Wave collects personal information from various sources, including directly from you, through digital technologies when you interact with them, and from other companies that may share your information.
Wave may collect, use, or store Personal Information for the purposes described below. You provide most of the Personal Information we collect. We also receive information through certain digital technologies when you interact with us. Finally, other companies may share information with us.
In simple Terms, paragraph 3 · Citation strength: strong
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Automated decision making for risk and fraud protection.
We may use automated decision making with respect to your Personal Information for risk-related measures and to help protect your account and Wave from fraud.
Why it matters: The company may use automated systems to make decisions about your personal information for purposes of risk assessment and fraud protection.
We may use automated decision making with respect to your Personal Information for risk-related measures and to help protect your account and Wave from fraud.
**How Do We Use Your Information?**, paragraph 10 · Citation strength: strong
Cancellation and Renewal
Terms related to how you can stop using the service, cancel your account, and conditions for service renewal.
Not clearly stated: There is no information regarding cancellation or renewal policies within the provided text.
Gotchas
Less-than-ideal clauses or tricky situations that could inconvenience users.
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Looking good
No hidden gotchas
Verbaterm only flags concerns it can cite. Nothing easy-to-miss stood out in this section.
Protections
Terms and conditions that are favorable to the user, providing transparency, control, or recourse.
Protection95% confidence confidence
No marketing to children under 13, and no knowing collection of their information.
Because of the nature of the services we provide, we do not market our services to children under the age of 13, nor do we knowingly collect information from children under the age of 13.
Why it helps: This commitment helps protect the privacy of young users by explicitly stating that the service does not market to or knowingly collect information from children under 13 years old.
Because of the nature of the services we provide, we do not market our services to children under the age of 13, nor do we knowingly collect information from children under the age of 13.
In simple Terms, paragraph 3 · Citation strength: strong
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