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Terms of service

AIG Travel Guard

Back to libraryRevision historyView all AIG Travel Guard / American International Group, Inc. policiesReview your own policy text

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Looking good

No urgent risks to review first

Verbaterm only highlights high- or medium-severity findings it can cite. None need attention right away.

Score97.0
Reviewed
Policy typeTerms of service
Concern findings1
Protections0
Source supportStrong

Source provenance

Verified official source
Retrieved
Last checked
Published
Source URLhttps://www.travelguard.com/terms-of-use

Canonical URL: https://www.travelguard.com/configurations/error-page

What changedMaterial language shifts detected around privacy. 1 new line(s), 1 removed line(s).

Snapshot hash 1825e32c95a9895191dc771391a7c77cd766c36a179bbc552755390baa87f8a7

Independent archive lookupRevision history

Snapshot of the source text at fetch time, not a live mirror of the policy page.

Plain-English summary

The document contains a minor limitation regarding coverage availability, as it is only available to residents of U.S. states and the District of Columbia (gotchas-1).

90% confidence

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Follow up on findings with grounded answers from this review. Not legal advice.

Risk Flags

Not clearly stated

Critical terms that can lead to significant user harm. These are often non-negotiable clauses that weaken consumer rights or give the provider broad, unilateral powers. Examples include limitations of liability, mandatory arbitration, and one-sided termination clauses.

Not clearly stated

No cited risk flags — wording is unclear

The document primarily consists of navigation links, contact information, and a disclaimer about insurance coverage. It does not contain policy text related to limitations of liability, mandatory arbitration, or one-sided termination clauses.

Data Use & Privacy

Not clearly stated

How your personal data is collected, used, stored, and shared. This includes specifics on third-party sharing, marketing communications, data retention, and your rights to access or delete your data.

Not clearly stated

No cited data-use findings — wording is unclear

The provided text does not contain detailed information about how personal data is collected, used, stored, or shared. While a "Privacy Policy" link is present, the content of the policy itself is not included in the provided clauses.

Cancellations & Renewals

Not clearly stated

Terms related to how you can cancel services, the conditions for refunds, and the process for subscription renewals. This section also covers any fees or penalties associated with cancellations.

Not clearly stated

No cited billing terms — wording is unclear

The document has a section titled "Cancellations & Refunds" but the clauses within this section are limited to general contact information and disclaimers about insurance coverage, not specific terms for cancellation, refunds, renewal, or associated fees.

Gotchas

1 finding

Potentially overlooked clauses that might work against the user's interest or lead to unexpected outcomes. These can include automatic renewals, limited liability, or clauses that grant the provider extensive rights without clear user consent.

Not clearly stated: The text does not include other common 'gotchas' such as automatic renewals, limited liability, or clauses that grant the provider extensive rights without clear user consent.
low90% confidence

Coverage is limited to US residents

Coverage is only available to residents of U.S. states and the District of Columbia.

Why it matters: Users who are not residents of U.S. states or the District of Columbia cannot obtain coverage under this policy.

Coverage available to residents of U.S. states and the District of Columbia only.

Cancellations & Refunds, paragraph 3 · Citation strength: strong

Protections

Not clearly stated

Explicit commitments and features that benefit the user, such as data deletion rights, clear refund policies, or advance notice for changes.

Not clearly stated

No cited protections — wording is unclear

The provided document does not explicitly state commitments such as data deletion rights, clear refund policies, or advance notice for changes.

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This public review is informational only and is not legal advice. Verbaterm shows only findings tied to the cited source snapshot above.