Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
This service has several significant risks. It includes a mandatory arbitration clause and class action waiver (risk_flags-1), limiting your ability to seek legal recourse. The company can terminate your account "for any reason" (risk_flags-2) and may destroy your content upon termination (risk_flags-3). The company also has sole discretion to decide if you violated any rules (risk_flags-4). The service also asserts a broad, perpetual license to use and modify your submitted content (data_use-1) and includes a waiver of your moral rights over that content (data_use-2). Additionally, the company is not responsible for any issues arising from your interactions with third-party websites or services (gotchas-1).
90% confidence
Ask Verbaterm
Follow up on findings with grounded answers from this review. Not legal advice.
Risks of Using This Service
Critical issues that could significantly impact users, such as limitations on legal rights or data security vulnerabilities.
high95% confidence
Mandatory arbitration and class action waiver
These terms contain a binding arbitration clause and a class action waiver that affects your rights for resolving disputes with the company.
Why it matters: You cannot sue the company in court, individually or as part of a class action, and must resolve disputes through binding arbitration.
PLEASE NOTE THAT THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND A CLASS ACTION WAIVER THAT AFFECTS YOUR RIGHTS FOR RESOLVING DISPUTES WITH COMPANY.
**Terms of Use**, paragraph 3 · Citation strength: strong
high90% confidence
Company can terminate your account "for any reason"
The company can terminate or suspend your use of the Content, Services, or account for any reason, at their discretion.
Why it matters: Your account, use of the service, and associated content can be terminated without cause or explanation.
Company is also free to terminate (or suspend access to) your use of the Content, Services, or your account, for any reason, in our discretion, including, without limitation, your breach of these Terms.
**What about my privacy?**, paragraph 61 · Citation strength: strong
high90% confidence
Account termination may result in content destruction
Account termination may result in destruction of any Content associated with your account.
Why it matters: Upon termination of your account, any content you have associated with it may be permanently deleted.
Account termination may result in destruction of any Content associated with your account, so keep that in mind before you decide to terminate your account.
**What about my privacy?**, paragraph 62 · Citation strength: strong
high90% confidence
Company has sole discretion to decide rule violations
Company has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms.
Why it matters: The company alone determines if you have violated any terms, which could lead to account termination.
Company has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms.
**What about my privacy?**, paragraph 61 · Citation strength: strong
Data Use and Sharing
How the company collects, uses, shares, and protects your personal information.
high90% confidence
Broad license to use user submissions, including modification
By submitting User Submissions, you grant the company a royalty-free, irrevocable, perpetual, non-exclusive, worldwide, fully sublicensable license to publish, reproduce, distribute, display, perform, edit, adapt, modify, and otherwise use your User Submissions without restriction and in any form, media, or technology now known or later developed.
Why it matters: The company has extensive rights to use, modify, and distribute any content you submit through the services, without any compensation to you, forever.
You continue to own any User Submissions that you submit through the Services, but by submitting User Submissions, you grant us a royalty-free, irrevocable, perpetual, non-exclusive, worldwide, fully sublicensable license to publish, reproduce, distribute, display, perform, edit, adapt, modify, and otherwise use your User Submissions (or any portion thereof) without restriction and in any form, media, or technology now known or later developed.
**What about my privacy?**, paragraph 39 · Citation strength: strong
medium90% confidence
Waiver of moral rights for user submissions
You hereby waive any moral rights you may have in your User Submissions.
Why it matters: You give up certain rights, such as attribution or integrity, concerning your content submitted to the service.
You hereby waive any moral rights you may have in your User Submissions.
**What about my privacy?**, paragraph 39 · Citation strength: strong
medium90% confidence
User-submitted content may be accessible to others
Some User Submissions are viewable by other users. Other users may be able to access and view your User Submissions on the Services, depending on your account settings.
Why it matters: Content you post may be seen by other users depending on your privacy settings.
Some User Submissions are viewable by other users. In order to display your User Submissions on the Services, and to allow other users to enjoy them (where applicable), you grant us certain rights in those User Submissions. Please note that all of the following licenses are subject to our Privacy Policy to the extent they relate to User Submissions that are also your personally-identifiable information.
**What about my privacy?**, paragraph 38 · Citation strength: strong
medium90% confidence
Company can remove or disable access to user submissions at any time
We may monitor, review, edit, remove, delete, or disable access to your User Submissions at any time, without prior notice and in our sole discretion, for any or no reason.
Why it matters: The company can remove or restrict access to your content for any or no reason, without informing you beforehand.
We may monitor, review, edit, remove, delete, or disable access to your User Submissions at any time, without prior notice and in our sole discretion, for any or no reason.
**What about my privacy?**, paragraph 45 · Citation strength: strong
Cancellation and Renewal
Conditions and procedures for canceling services, managing subscriptions, and understanding renewal terms.
medium90% confidence
Agreement to pay until account termination
You hereby authorize Company to bill your payment instrument in advance on a periodic basis in accordance with the terms of the applicable payment plan until you terminate your account, and you further agree to pay any charges so incurred.
Why it matters: You authorize the company to automatically bill you according to your payment plan until you explicitly terminate your account.
You hereby authorize Company to bill your payment instrument in advance on a periodic basis in accordance with the terms of the applicable payment plan until you terminate your account, and you further agree to pay any charges so incurred.
**What about my privacy?**, paragraph 57 · Citation strength: strong
medium90% confidence
Continued use after price change is agreement to new price
Your continued use of the Content or Service after the price change becomes effective constitutes your agreement to pay the changed amount.
Why it matters: If you continue using the service after a price change takes effect, you are automatically agreeing to the new price.
Your continued use of the Content or Service after the price change becomes effective constitutes your agreement to pay the changed amount.
**What about my privacy?**, paragraph 57 · Citation strength: strong
low90% confidence
Limited time to dispute charges
If you dispute any charges you must let Company know within sixty (60) days after the date that Company charges you.
Why it matters: You have 60 days from the charge date to dispute any charges made by the company.
If you dispute any charges you must let Company know within sixty (60) days after the date that Company charges you.
**What about my privacy?**, paragraph 57 · Citation strength: strong
Watch Out For These 'Gotchas'
Potentially overlooked clauses that could disadvantage users, such as hidden fees, automatic renewals, or difficult opt-out processes.
high90% confidence
Company not liable for third-party websites or interactions
Company has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any third party websites or by any third party that you interact with through the Services. You agree that Company shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings.
Why it matters: The company is not responsible for any issues arising from your interactions with third-party websites or services linked through their services, including content, privacy, or financial transactions.
Company has no control over, and assumes no responsibility for, the content, accuracy, privacy policies, or practices of or opinions expressed in any third party websites or by any third party that you interact with through the Services. In addition, Company has no obligation to monitor, verify, censor or edit the content of any third party site or service. By using the Services, you release and hold us harmless from any and all liability arising from your use of any third party website or service.
**What about my privacy?**, paragraph 49 · Citation strength: strong
Strong Protections For You
These are the policies and practices that are designed to protect you and your data.
Protection95% confidence
Service not directed to children under 18
Our Service is not directed to children who are under the age of 18.
Why it helps: This indicates a commitment to not intentionally collect data from minors, providing a level of protection for younger users.
Our Service is not directed to children who are under the age of 18.
**What about my privacy?**, paragraph 1 · Citation strength: strong
Protection90% confidence
Notice of material changes to terms
We reserve the right to change the Terms at any time and for any reason, but if we do, we will try to bring the changes to your attention by placing a notice on the Services, by sending you an email, and/or by some other means.
Why it helps: The company commits to notifying users of changes to its terms, allowing users to review and understand new conditions.
We reserve the right to change the Terms at any time and for any reason, but if we do, we will try to bring the changes to your attention by placing a notice on the Services, by sending you an email, and/or by some other means.