Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
The terms require users to resolve disputes through binding arbitration and waive class action rights (risk_flags-1), limiting legal recourse. The company disclaims liability for various losses from service use (risk_flags-2) and users must indemnify MacroFactor against claims. User content and product images grant a broad, perpetual, royalty-free license to the company for any purpose. Subscriptions automatically renew (cancellation_renewal-1) and no refunds are given if the service is uninstalled (cancellation_renewal-2). The company is not responsible for incorrect results due to incorrect user data (gotchas-1).
93% confidence
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Risks
5 findings
Clauses that can be harmful to users, ranging from minor inconveniences to significant loss of rights or privacy.
high95% confidence
Mandatory arbitration and class action waiver
Users agree to resolve disputes through binding arbitration and waive their right to participate in class action lawsuits, meaning they cannot sue in court before a judge or jury, except in a small claims court.
Why it matters: You waive your right to go to court and participate in class action lawsuits. This limits your ability to seek redress for grievances and may restrict your legal options to individual arbitration or small claims court.
THESE TERMS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES AND CLASS ACTION WAIVER TERMS APPLY. YOU AGREE TO SUBMIT DISPUTES TO AN ARBITRATOR AND NOT TO SUE IN COURT IN FRONT OF A JUDGE OR JURY, EXCEPT IN A SMALL CLAIMS COURT. SEE SECTION 21.
Terms of Service, paragraph 3 · Citation strength: strong
high95% confidence
Company not liable for loss or damage from service use
MacroFactor will not be liable for any loss, damage, cost, expense, injury, claim, or penalty related to the services, including indirect and consequential losses or loss of profits.
Why it matters: You bear the risk of any financial or other harm resulting from using the services, as the company disclaims liability for various types of losses, including indirect losses and loss of profits.
TO THE EXTENT NOT PROHIBITED BY LAW, MACROFACTOR WILL HAVE NO LIABILITY FOR ANY LOSS, DAMAGE, COST, EXPENSE, INJURY, CLAIM, OR PENALTY OF WHATSOEVER NATURE ARISING FROM OR IN CONNECTION WITH THE SERVICES, THE USE OF THE SERVICES, OR THE INABILITY TO USE THE SERVICES INCLUDING, BUT NOT LIMITED TO, INDIRECT AND CONSEQUENTIAL LOSS OR DAMAGE AND LOSS OF PROFITS, HOWEVER CAUSED AND REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE).
Duration and Termination, paragraph 9 · Citation strength: strong
medium90% confidence
No guarantee of service quality or availability
The services are provided "as is" and "as available" with all faults, and MacroFactor disclaims all express, implied, and statutory warranties. They do not guarantee that the services will be uninterrupted, error-free, meet requirements, or achieve intended results.
Why it matters: The services are provided without guarantees, meaning you might encounter errors, interruptions, or features that don't meet your expectations without recourse for service quality issues.
WITHOUT LIMITATION TO THE FOREGOING, MACROFACTOR PROVIDES NO WARRANTY OR UNDERTAKING, AND MAKES NO REPRESENTATION OF ANY KIND THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, ACHIEVE ANY INTENDED RESULTS, BE COMPATIBLE OR WORK WITH ANY OTHER SOFTWARE, APPLICATIONS, SYSTEMS OR SERVICES, OPERATE WITHOUT INTERRUPTION, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS OR BE ERROR FREE OR THAT ANY ERRORS OR DEFECTS CAN OR WILL BE CORRECTED.
Duration and Termination, paragraph 7 · Citation strength: strong
medium90% confidence
Company not responsible for incorrect AI data
Users are solely responsible for verifying the accuracy and suitability of any AI-generated output before relying on it.
Why it matters: You must personally check any information or results provided by AI features, as the company is not responsible if they are inaccurate or unsuitable.
You are solely responsible for verifying the accuracy and suitability of any AI-generated output before relying on it.
Duration and Termination, paragraph 22 · Citation strength: strong
medium90% confidence
No right to support or enhancements
Users have no general right to support, enhancements, upgrades, later releases, or versions of the services. These are made available at MacroFactor's sole discretion.
Why it matters: You cannot expect ongoing support, new features, or updates for the service, as the company can choose whether or not to provide them at its own discretion.
Although you may receive access to Services enhancements, upgrades, later releases, or versions, you have no general right thereto. These are made available in the sole and absolute discretion of MacroFactor, and MacroFactor shall have no obligation to make them available.
Clauses that describe how the company collects, uses, shares, or sells your data.
medium90% confidence
Access to publicly available third-party service information
If users log into the services via Apple, Google, or any third-party service, they consent to MacroFactor accessing information that may be publicly available through that third-party service.
Why it matters: When you log in using third-party services, you give the company permission to access information about you that is publicly available through those services.
If you log into the Services via Apple, Google, or any third-party service, you consent to MacroFactor accessing such information as may be publicly available to MacroFactor through such third-party service.
Login Information and Responsibility for Account Credentials, paragraph 1 · Citation strength: strong
Cancellation and Renewal
2 findings
Clauses related to subscription management, termination, and renewal processes.
medium90% confidence
Automatic subscription renewal
Subscriptions renew on a periodic basis unless the user indicates and requests non-renewal using the subscriptions management function on their mobile device.
Why it matters: Your subscription will automatically renew and you will be charged unless you actively cancel it through your mobile device's subscription management settings.
Subscriptions renew on a periodic basis, as determined by MacroFactor, unless you indicate and request non-renewal using the subscriptions management function on your mobile device.
Why it matters: You will not receive a refund for your subscription if you uninstall or delete the services, even if you paid for time you won't use.
If you uninstall or delete the Services, you will no longer be able to access the Services’ functionality and you will not be entitled to any refund of any amount paid for a subscription.
Duration and Termination, paragraph 3 · Citation strength: strong
Gotchas
1 finding
Tricky clauses that may contain unexpected gotchas or one-sided terms.
medium90% confidence
No liability for incorrect data leading to incorrect results
Users agree that if incorrect data is captured or captured incorrectly using the services, the generated results will be incorrect, and MacroFactor shall not be responsible for this.
Why it matters: If the data you input or the data captured by the service is wrong, the results you get will also be wrong, and the company is not responsible for these errors.
YOU AGREE THAT IF INCORRECT DATA IS CAPTURED USING THE SERVICES, OR IF DATA IS CAPTURED INCORRECTLY, THE RESULTS GENERATED BY THE SERVICES WILL BE INCORRECT. MACROFACTOR SHALL NOT BE RESPONSIBLE FOR INCORRECT DATA CAPTURED, OR DATA CAPTURED INCORRECTLY, USING THE SERVICES.
Duration and Termination, paragraph 11 · Citation strength: strong
Protections
Not clearly stated
Clauses that provide explicit user benefits or consumer-friendly commitments.
?
Not clearly stated
No cited protections — wording is unclear
The document specifies that users must be at least 18 years old or the age of legal majority to use the services and purchase subscriptions, which acts as a protection against children entering into contracts. However, there is no explicit mention of data collection policies for minors or mechanisms for data deletion should a minor accidentally access the service, which would be clearer protections.
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This public review is informational only and is not legal advice. Verbaterm shows only findings tied to the cited source snapshot above.