Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
The terms of service for Underdog Fantasy include a mandatory arbitration clause that waives your right to a jury trial or class action for disputes (risk_flags-1). You also waive claims related to Underdog's use of tracking technology (risk_flags-2). Underdog can terminate your account and withhold winnings if you fail to meet eligibility requirements (risk_flags-3) or use the service for illegal purposes (risk_flags-4). They also reserve the right to terminate Fantasy Contests at their discretion with limited refunds (risk_flags-6, risk_flags-7).
90% confidence
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Risks to you
8 findings
Clauses that could pose a moderate to severe risk to the user.
high95% confidence
Mandatory Arbitration and Class Action Waiver
The terms include an arbitration and class action waiver agreement requiring disputes to be resolved by final and binding arbitration on an individual basis only for your own losses.
Why it matters: You cannot seek damages in court, present your case to a jury, or participate as a class representative or in any collective action. Your ability to recover for losses is limited to individual arbitration.
THESE TERMS OF USE INCLUDE AN ARBITRATION AND CLASS ACTION WAIVER AGREEMENT WHICH REQUIRES THAT ANY PAST, PENDING, OR FUTURE DISPUTES BETWEEN YOU AND US SHALL BE RESOLVED BY FINAL AND BINDING ARBITRATION ON AN INDIVIDUAL BASIS ONLY AND FOR YOUR OWN LOSSES ONLY. YOU MAY NOT PROCEED AS A CLASS REPRESENTATIVE, MEMBER OR PART OF ANY PROPOSED CLASS, COLLECTIVE ACTION, MASS ARBITRATION, PRIVATE ATTORNEY GENERAL SUIT, QUI TAM ACTION OR ANY REPRESENTATIVE PROCEEDING, OR OTHERWISE SEEK TO RECOVER ON BEHALF OF OTHERS OR FOR THE BENEFIT OF OTHERS IN ANY TYPE OF CLAIM OR ACTION. ARBITRATION MEANS YOU WILL NOT BE ABLE TO SEEK DAMAGES IN COURT OR PRESENT YOUR CASE TO A JURY.
You expressly waive, release, and compromise any past, present, or future claims against Underdog arising from the use of tracking software, including Meta Pixel, cookies, and JavaScript, used to intercept, track, store, and analyze your interactions for data or targeted advertisement.
Why it matters: You give up your right to pursue any claims against Underdog for their use of tracking technology, meaning Underdog has no liability for past claims related to such tracking.
IT IS AN EXPRESS CONDITION OF THIS AGREEMENT THAT ANY CLAIMS YOU MAY HAVE AGAINST UNDERDOG ARISING FROM ANY PAST, PRESENT OR FUTURE USE OF TRACKING SOFTWARE, INCLUDING BUT NOT LIMITED TO USE OF A META PIXEL, “COOKIES,” “GET REQUESTS” OR JAVASCRIPT IN HTML CODE OF UNDERDOG’S WEBSITE THAT INTERCEPTS, TRACKS, STORES, AND ANALYZES YOUR INTERACTIONS WITH UNDERDOG’S WEBSITE FOR PURPOSES OF OBTAINING DATA OR TARGETED ADVERTISEMENT ARE HEREBY FULLY WAIVED, RELEASED AND COMPROMISED. UNDERDOG SHALL HAVE NO LIABILITY TO YOU FOR ANY PAST CLAIMS ARISING OUT OF OR RELATED TO THE USE OF TRACKING TECHNOLOGY.
Account Termination or Suspension for Eligibility Issues
If Underdog determines you do not meet eligibility requirements for Fantasy Contests, it reserves the right to terminate your account, restrict participation, or withhold/revoke winnings.
Why it matters: You could lose access to your account and any associated winnings if Underdog decides you are ineligible, even if you have already participated in contests.
If Underdog otherwise determines that you do not meet the eligibility requirements of this section, in addition to any rights that Underdog may have in law or equity, Underdog reserves the right, in its sole discretion, to terminate your Account, restrict your Account from accessing or participating in Fantasy Contests, withhold or revoke the awarding of any Fantasy Contest winnings associated with your Account or limit your ability to withdraw.
**2. Modification of Terms of Use**, paragraph 12 · Citation strength: strong
high90% confidence
Account Termination for Illegal or Improper Purpose
Underdog may suspend, limit, or terminate your account if they have reasonable grounds to believe you are using the Services for an illegal or improper purpose, and may report such activity to authorities.
Why it matters: Your account can be closed, potentially without warning, and your activities reported to authorities if Underdog suspects misuse, impacting your ability to use the service.
Underdog shall be entitled to suspend, limit or terminate your Account if we have reasonable grounds to believe (as determined in our sole discretion) that you are using the Services for an illegal or improper purpose. In such circumstances, we may also report such activity to relevant authorities.
**2. Modification of Terms of Use**, paragraph 28 · Citation strength: strong
medium90% confidence
One Account per Individual
You are only allowed to establish, maintain, use, and control one account on the Services, and each account may only be owned, maintained, used, and controlled by one individual.
Why it matters: You are prohibited from having multiple accounts or sharing your account with others, and violation may lead to suspension or termination of accounts and withholding of prizes.
You may establish, maintain, use and control only one Account on the Services. Each Account on the Services may only be owned, maintained, used and controlled by one individual. You acknowledge that as an authorized game participant, you are prohibited from allowing any other person to access or to use your Account.
**2. Modification of Terms of Use**, paragraph 26 · Citation strength: strong
medium85% confidence
Underdog's Discretion to Terminate Fantasy Contests
Underdog may discontinue Services or certain Fantasy Contests in a particular state or location and reserves the right to terminate a Fantasy Contest in progress, terminate accounts, or restrict account use.
Why it matters: Your participation in Fantasy Contests or access to the Services could be abruptly ended at Underdog's discretion, with refunds limited to your entry fee for terminated contests.
Further, Underdog may determine, in its sole discretion, to no longer provide its Services or certain Fantasy Contests in a particular state or location or to modify its product offerings in a particular state or location. In the event Underdog discontinues its Services or certain Fantasy Contests, Underdog reserves the right in its sole discretion to terminate a Fantasy Contest in progress, terminate Accounts, restrict the use of Accounts to enter into certain Fantasy Contests, and provide refunds as necessary.
**2. Modification of Terms of Use**, paragraph 13 · Citation strength: strong
medium90% confidence
Limited Refunds for Terminated Fantasy Contests
Underdog is not required to refund or pay any amount for a terminated Fantasy Contest beyond your entry fee.
Why it matters: If a Fantasy Contest is terminated, you will only receive your entry fee back, not any potential winnings or other amounts.
Under no circumstances shall Underdog be required to refund or pay any amount with respect to a terminated Fantasy Contest other than your entry fee.
**2. Modification of Terms of Use**, paragraph 14 · Citation strength: strong
low85% confidence
Account Verification Delays and Restrictions
Your participation in Fantasy Contests and access to Services are subject to Underdog's verification policies, and during verification, Underdog may prohibit you from depositing funds or suspend/terminate your account and withhold funds if verification is unsuccessful.
Why it matters: You might experience delays in participating or accessing services, and your account could be suspended or terminated with funds withheld if identity verification is not completed successfully.
Your participation in Fantasy Contests, your ability to create or maintain an Account with us and your access to the Services are at all times subject to Underdog’s existing policies and procedures for verification, including any age, location, or identity verification methods employed by Underdog or its third party providers. While your Account is pending verification, Underdog reserves the right in its sole discretion to prohibit you from depositing funds into your Account.
**iii. User Account Funds and Withdrawals**, paragraph 2 · Citation strength: strong
How your data is used
All clear
Clauses that describe how the service collects, uses, shares, or sells your data.
✓
Looking good
No data-use concerns flagged
Verbaterm only flags concerns it can cite. No source-backed data-use findings are shown here.
Cancellation and renewal
All clear
Clauses that describe how renewals and cancellations are handled. This section also includes terms that affect how easily you can stop using the service.
✓
Looking good
No billing surprises spotted
Verbaterm only flags concerns it can cite. No cancellation, auto-renewal, or refund terms needed attention here.
Other gotchas
All clear
Unexpected or less-common clauses that could be disadvantageous to the user.
✓
Looking good
No hidden gotchas
Verbaterm only flags concerns it can cite. Nothing easy-to-miss stood out in this section.
Protections for you
1 finding
Clauses that provide explicit and source-backed consumer benefits.
Protection95% confidence
Option to Opt-Out of Arbitration
You may opt out of the arbitration agreement within 30 days of entering the agreement, if you have not previously agreed to an arbitration provision.
Why it helps: This provides a window for users to preserve their right to resolve disputes in court rather than through mandatory arbitration, offering more flexibility in legal recourse.
OPT-OUT. IF YOU DO NOT WISH TO BE SUBJECT TO ARBITRATION ON A RETROACTIVE BASIS AND AS TO ANY FUTURE CLAIMS, AND YOU HAVE NOT PREVIOUSLY AGREED TO AN ARBITRATION PROVISION WITH US IN CONNECTION WITH YOUR USE OF OUR SERVICES, YOU MAY OPT OUT OF THE ARBITRATION AGREEMENT WITHIN 30 DAYS OF ENTERING THIS AGREEMENT BY FOLLOWING THE INSTRUCTIONS PROVIDED IN THE “BINDING ARBITRATION AGREEMENT AND CLASS ACTION WAIVER” – SEE SECTION 18 OF THESE TERMS, BELOW. OPT OUT REQUESTS SENT AFTER THE 30-DAY PERIOD SHALL BE NULL AND VOID. EVEN IF YOU OPT OUT OF THE ARBITRATION AGREEMENT IN SECTION 18, ALL OTHER REMAINING SECTIONS OF THESE TERMS APPLY.