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Plain-English summary
This privacy policy contains several clauses that may pose risks to users. The company states it cannot guarantee the security of Online Services or information transmitted over the Internet and is not liable for illegal acts of third parties like hackers (risk_flags-1). Critically, the policy itself does not create any contractual or other legal rights (risk_flags-2), limiting a user's ability to enforce its terms. The company also disclaims responsibility for harm if you fail to log out of your account on a device (risk_flags-3). Information you post in collaboration areas may be visible to other users, potentially making your information public (risk_flags-4). Additionally, failure to log out could lead to automatic login for the next user of your device (risk_flags-5). Users consent to all information handling practices by using the services (data_use-1), and the company shares personal information with third-party companies for various services (data_use-2). Once information is shared with third parties, the company may not be able to modify it (data_use-3). The company does not respond to 'Do Not Track' signals (data_use-4), and collected data, once de-identified and aggregated, can be used and shared with third parties for any purpose (data_use-5). Electronic communications, including those with protected health information, may be sent unencrypted (gotchas-1), and some opt-outs might not apply to critical communications (gotchas-2).
93% confidence
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Risk Flags
Critical issues and red flags that could lead to significant harm for the user. These include hard-to-reverse changes, high financial costs, or major privacy implications.
high95% confidence
No Guarantees on Information Security
The policy states that the company cannot guarantee the security of its Online Services or information transmitted over the Internet, including email, and is not liable for illegal acts of third parties like criminal hackers.
Why it matters: This means that despite security measures, your information could still be compromised in a data breach or through other unauthorized access, and the company disclaims liability for such incidents if caused by illegal acts of third parties.
We cannot guarantee the security of our Online Services, nor can we guarantee the security of the Information you transmit to us over the Internet, including your use of email. We are not liable for the illegal acts of third parties such as criminal hackers.
The Privacy Policy does not intend to and does not create any contractual or other legal rights for any party.
Why it matters: This means that the user cannot rely on this privacy policy to enforce any legal or contractual rights regarding their information; the policy is presented as an informational document rather than a binding agreement.
This Privacy Policy is not intended to and does not create any contractual or other legal rights in or on behalf of any party.
The company states it is not responsible for any harm resulting from someone accessing your account or personal information if you do not log out of your account on a computer or device prior to ending a session.
Why it matters: If you fail to log out, especially on a shared or public device, your account and personal information could be accessed by others, and the company will not be held responsible for any resulting harm.
You agree that we are not responsible for any harm that may result from someone accessing your account or personal Information on any computer or device where you do not, for any reason, take the necessary steps to log out of your account prior to ending a session on such device or computer.
Any information submitted or posted to voluntary collaboration areas, including display names or images, may be visible to other users, who may then be able to identify you and make the information public.
Why it matters: When using features like blogs or bulletin boards, any personal information you share, including your chosen nickname or image, might become public and identifiable by others, potentially exposing your identity or details you intended to keep private.
Our Online Services may have voluntary collaboration areas, including but not limited to "blogs," "bulletin boards," "leader boards," and "health games," that permit users to have collaborative discussions and/or share Information. Some of our Online Services may permit you to select a display name or image that will be your "nickname" on the Online Service. Please note, any Information you submit or post to these collaboration areas, including your display name or image, may be visible by other users of the Online Service, and such users may be able to identify you and make information public.
Tracking technologies may support automatic login to Online Services if a user does not affirmatively log out, meaning the next user of your device could access your account.
Why it matters: If you forget to log out, especially on a shared device, someone else could automatically be logged into your account the next time they visit the Online Services, potentially accessing your personal information.
As described above, we may use tracking technologies that allow us to recognize your device when you return to our Online Services within a period of time, as determined by us, and to support automatic login to your Online Services. To maintain your privacy, you should affirmatively log out of your account prior to your session ending (whether you end your session or we end your session, for example if our Online Services has "timed out" - _i.e._, we have ended your session automatically after a period of inactivity as determined by us in our sole discretion).
How the company collects, processes, and shares personal data, including policies on third-party access, data retention, and user consent.
medium95% confidence
Consent to Information Processing
By using the Online Services, you consent to the company's collection, use, disclosure, and storage of information as described in this Privacy Policy.
Why it matters: Your use of the services implies your agreement to all stated information handling practices, including how your data is collected, used, shared, and stored.
By using the Online Services, you consent to our collection, use, disclosure, and storage of information as described in this Privacy Policy.
The company may share information with other third-party companies with which it has a business relationship or hires to perform services on its behalf, such as sending and managing email or hosting Online Services.
Why it matters: Your information may be shared with external companies that provide services to the company, meaning these third parties will have access to your data for specific operational purposes.
We may also share Information with other third-party companies with which we have a business relationship or hire to perform services on our behalf. For example, we may hire a third-party company to help us send and manage email, and we might provide that third-party company with your email address and certain other Information for them to send you an email message on our behalf. Similarly, we may hire third-party companies to host or operate some of our Online Services and related computers and software applications.
We may use your Information:, paragraph 8 · Citation strength: strong
medium90% confidence
Lack of Direct Control Over Third-Party Disclosures
If information has already been disclosed to third parties, the company may not have access to that disclosed information and may not be able to force its modification by those third parties.
Why it matters: If your data is shared with third parties, you might lose direct control over its accuracy or modification once it's in their possession.
Please remember, however, if we have already disclosed some of this Information to third parties, we may not have access to that disclosed information and may not be able to force the modification of any Information by the third parties to whom we have made those disclosures.
We may use your Information:, paragraph 9 · Citation strength: strong
medium95% confidence
No Response to Do Not Track Signals
The company does not currently respond to web browser "Do Not Track" signals because there is no common definition or industry-accepted standards for how such signals should be interpreted.
Why it matters: Despite any 'Do Not Track' setting you may enable in your browser, the company will still collect information about your online activities over time and across third-party websites or services.
Please note that we do not currently respond to web browser "Do Not Track" signals that provide a method to opt out of the collection of Information about online activities over time and across third-party websites or online services because, among other reasons, there is no common definition of such signals and no industry-accepted standards for how such signals should be interpreted.
We may use your Information:, paragraph 20 · Citation strength: strong
medium90% confidence
Use of Combined and Aggregated Data for Any Purpose
The company may combine your information with other online or offline data and use and disclose de-identified and aggregated data for any purpose, including disclosures to third parties for analytics and additional benefits, programs, and services.
Why it matters: Your data, once de-identified and aggregated, can be used extensively, including sharing with third parties, for a broad range of purposes such as analytics, without explicit limitations.
We may, when permitted, combine your Information with other information, whether online or offline, maintained or available to us from you or from other sources, such as from our vendors, and we may use and disclose combined data for the purpose described in this Section or for internal business purposes. We may, when permitted, use and disclose de-identified and aggregated data for any purpose, which may include, without limitation, disclosures to third parties for analytics purposes such as evaluating the Online Services and providing additional benefits, programs, and services.
We may use your Information:, paragraph 3 · Citation strength: strong
Cancellation and Renewal
Details on how subscriptions or services can be cancelled or renewed, including notice periods, refund policies, and automatic renewal terms.
✓
Looking good
No billing surprises spotted
Verbaterm only flags concerns it can cite. No cancellation, auto-renewal, or refund terms needed attention here.
Gotchas
Unexpected or less-obvious clauses which may include limitations of liability, disclaimers, or other user responsibilities.
medium95% confidence
Communications May Be Sent Unencrypted
The company may communicate electronically or via telephone, and these electronic communications may contain protected health information. You acknowledge and accept that such communications may be sent unencrypted, carrying a risk of disclosure or interception.
Why it matters: Your sensitive health information sent via electronic communications might not be encrypted, which means it could be intercepted or viewed by unauthorized parties.
These electronic communications may contain protected health information. You acknowledge and accept that such communications may be sent unencrypted and there is some risk of disclosure or interception of the contents of these communications.
We may use your Information:, paragraph 2 · Citation strength: strong
medium95% confidence
Opt-outs May Not Apply to All Communications
Opt-outs from communications may not apply to certain types of communications, such as account status, Online Service updates, or other communications.
Why it matters: Even if you opt out of some communications, you may still receive essential messages related to your account or service usage that you cannot stop.
Please be aware that opt-outs may not apply to certain types of communications, such as account status, Online Service updates, or other communications.
We may use your Information:, paragraph 12 · Citation strength: strong
Protections
Clauses that offer explicit benefits or safeguards for the user.
Protection95% confidence
Protection of Personal Information from Texting Programs
Personal Information collected through texting programs will not be shared, sold, or disclosed to third parties for their own marketing purposes.
Why it helps: This prevents your personal information collected via texting programs from being used by third parties for independent marketing, enhancing your privacy.
Personal Information collected through our texting programs will not be shared, sold, or disclosed to third parties for their own marketing purposes.
We may use your Information:, paragraph 14 · Citation strength: strong
Protection95% confidence
Non-collection of Personal Information from Children Under 13 Without Parental Consent
The company will not intentionally collect any personal information from children under the age of 13 through its Online Services without receiving parental consent.
Why it helps: This protects children under 13 by requiring parental consent before collecting their personal information through online services.
We will not intentionally collect any personal information (as that term is defined in the Children's Online Privacy Protection Act) from children under the age of 13 through our Online Services without receiving parental consent.
Users may limit the information they provide or make available, though this might restrict access to certain functions or services.
Why it helps: This grants you control over how much information you share, allowing you to prioritize your privacy even if it means foregoing some features.
You may limit the Information you provide or make available to us if you want to; however, that may limit your ability to access or use certain functions of the Online Services or to request certain services or information.