Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
Insight Timer's Terms of Service include a mandatory arbitration clause and class action waiver, which means users agree to resolve disputes through individual arbitration and cannot participate in class action lawsuits (risk_flags-1). The company also reserves the right to terminate user access if service restrictions are violated (risk_flags-2). Users grant the company a license to use and modify their content for service operation (data_use-1), and not agreeing to updated terms will result in inability to use the services (gotchas-1).
85% confidence
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Risk Flags
These clauses contain critical legal or operational risks that users should be aware of, as they may lead to significant negative consequences. This section also highlights any clauses that may weaken user rights or limit the user's ability to seek recourse.
high95% confidence
Mandatory Arbitration and Class Action Waiver
Disputes between you and Insight Timer will be resolved through binding, individual arbitration, and you waive your right to participate in a class action lawsuit or class-wide arbitration, except for certain types of disputes.
Why it matters: You agree that disputes between you and us will be resolved by binding, individual arbitration and you waive your right to participate in a class action lawsuit or class-wide arbitration.
**ARBITRATION NOTICE AND CLASS ACTION WAIVER:** EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE [ARBITRATION AGREEMENT SECTION BELOW](https://insighttimer.com/terms-of-service#arbitration-agreement), YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.
[15. What else do I need to know?](https://insighttimer.com/terms-of-service#15-what-else-do-i-need-to-know), paragraph 7 · Citation strength: strong
medium90% confidence
Service Use Restrictions Can Lead to Immediate Termination
Violating any of the specified restrictions on how you can use the Services, such as infringing on intellectual property rights or engaging in fraudulent activities, is grounds for termination of your right to use or access the Services.
Why it matters: A violation of any of the foregoing is grounds for termination of your right to use or access the Services.
A violation of any of the foregoing is grounds for termination of your right to use or access the Services.
**Are there restrictions in how I can use the Services?**, paragraph 3 · Citation strength: strong
Data Use
These clauses describe how the company collects, uses, shares, and protects your personal data. You'll find information about data handling practices, privacy controls, and data security measures.
medium90% confidence
Grant of License for User Submissions
You grant Insight Timer a license to translate, modify, and reproduce your User Submissions to operate the Services, but this does not affect your ownership of the User Submissions.
Why it matters: For all User Submissions, you hereby grant Insight Timer a license to translate, modify (for technical purposes, for example, making sure your content is viewable on a mobile device as well as a computer) and reproduce and otherwise act with respect to such User Submissions, in each case to enable us to operate the Services, as described in more detail below.
For all User Submissions, you hereby grant Insight Timer a license to translate, modify (for technical purposes, for example, making sure your content is viewable on a mobile device as well as a computer) and reproduce and otherwise act with respect to such User Submissions, in each case to enable us to operate the Services, as described in more detail below. This is a license only – your ownership in User Submissions is not affected.
These clauses outline the conditions and procedures for canceling services, managing subscriptions, and understanding renewal policies, including any associated fees or penalties.
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Looking good
No billing surprises spotted
Verbaterm only flags concerns it can cite. No cancellation, auto-renewal, or refund terms needed attention here.
Gotchas
These clauses contain terms that may be unexpected, hidden, or potentially disadvantageous to the user, often found within the fine print.
medium90% confidence
Changes to Terms of Service Mean You May No Longer Use Services
If you do not agree with new Terms of Service changes, you will no longer be able to use the Services. Continuing to use the Services after changes implies agreement.
Why it matters: If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to all of the changes.
If you don’t agree with the new Terms, you are free to reject them; unfortunately, that means you will no longer be able to use the Services. If you use the Services in any way after a change to the Terms is effective, that means you agree to all of the changes.
These clauses highlight features, policies, or commitments that are designed to protect user rights, enhance privacy, or offer consumer-friendly benefits.
Protection95% confidence
No Knowing Collection of Personal Information from Children Under 16
Insight Timer states that they do not knowingly collect or solicit personally identifiable information from children under 16 years of age.
Why it helps: This helps protect the privacy of minors by preventing the collection of their personal information.
We do not knowingly collect or solicit personally identifiable information from children under 16 years of age; if you are a child under 16 years of age, please do not attempt to register for or otherwise use the Services or send us any personal information. If we learn we have collected personal information from a child under 16 years of age, we will delete that information as quickly as possible.