Snapshot of the source text at fetch time, not a live mirror of the policy page.
Plain-English summary
This service comes with several important risks. You waive your right to participate in class action lawsuits (risk_flags-1) and agree to binding, individual arbitration for disputes (risk_flags-1). The company disclaims liability for errors or losses related to content and cannot guarantee the identity of other users, placing that risk on you (risk_flags-2). Your account termination may lead to the destruction of associated content (risk_flags-3). There is a broad disclaimer of warranties, meaning the service is provided "as-is" without guarantees of functionality or error-freeness (risk_flags-4). You also waive California Civil Code Section 1542, which could limit your ability to pursue unknown claims (risk_flags-5).
The company receives a broad, perpetual license to your User Submissions, allowing them extensive use and commercial exploitation of your content even after you stop using the service (data_use-1). Your User Submissions may also be publicly viewable by default depending on your subscription tier (data_use-2). The company can terminate your account for any reason at their discretion (risk_flags-6) and can revoke referral rewards or incentives without cause (gotchas-1).
93% confidence
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Risks of Service Usage
6 findings
Clauses that indicate potential harm or loss to the user.
high95% confidence
Mandatory Arbitration and Class Action Waiver
You agree that disputes between you and the company will be resolved by binding, individual arbitration and you waive your right to participate in a class action lawsuit or class-wide arbitration, except for certain types of disputes.
Why it matters: This limits your ability to pursue legal action against the company in court, including participating in group lawsuits.
ARBITRATION NOTICE AND CLASS ACTION WAIVER: EXCEPT FOR CERTAIN TYPES OF DISPUTES DESCRIBED IN THE [ARBITRATION AGREEMENT SECTION BELOW](https://krea-ai.notion.site/p/4e1e697fb25f491d81e751e74f5fab1c?pvs=25#f4a078a71b99467e943eda9cde592c9f), YOU AGREE THAT DISPUTES BETWEEN YOU AND US WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.
Title: Terms of Use, paragraph 4 · Citation strength: strong
high90% confidence
No Guarantees on Third-Party Content or User Identity
The company cannot guarantee the identity of users and is not responsible for errors or omissions in content accessed through the services, nor for damages or losses incurred.
Why it matters: You bear the risk for content and interactions with other users, and the company is not liable for issues arising from them.
We cannot control and have no duty to take any action regarding how you may interpret and use the Content or what actions you may take as a result of having been exposed to the Content, and you hereby release us from all liability for you having acquired or not acquired Content through the Services. We can’t guarantee the identity of any users with whom you interact in using the Services and are not responsible for which users gain access to the Services.
Licenses for User Submissions, paragraph 9 · Citation strength: strong
high95% confidence
Content Deletion Upon Account Termination
Your account termination may lead to the destruction of any content associated with your account.
Why it matters: You may lose all your content if your account is terminated.
Account termination may result in destruction of any Content associated with your account, so keep that in mind before you decide to terminate your account.
Licenses for User Submissions, paragraph 19 · Citation strength: strong
high95% confidence
Disclaimer of Warranties
The services and content are provided "as-is," without warranties of any kind, either express or implied, including merchantability, fitness for a particular purpose, non-infringement, or that use of the services will be uninterrupted or error-free.
Why it matters: The company does not guarantee that the service will meet your expectations or be free from defects, potential limiting your recourse if issues arise.
THE SERVICES AND CONTENT ARE PROVIDED BY KREA (AND ITS LICENSORS AND SUPPLIERS) ON AN “AS-IS” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.
Licenses for User Submissions, paragraph 23 · Citation strength: strong
high90% confidence
Waiver of California Civil Code Section 1542
You waive California Civil Code Section 1542 or any similar law, meaning a general release does not extend to claims you don't know or suspect exist in your favor at the time of the release.
Why it matters: This waiver means you could unknowingly give up important legal claims against the company.
You shall and hereby do waive California Civil Code Section 1542 or any similar law of any jurisdiction, which says in substance: “A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”
Licenses for User Submissions, paragraph 14 · Citation strength: strong
medium95% confidence
Company Can Terminate Your Account for Any Reason
The company is free to terminate or suspend your use of the services or account for any reason in their discretion, including your breach of these terms, and has the sole right to decide if you are in violation.
Why it matters: Your access to the service can be revoked at any time, potentially without a clear reason or ability to appeal.
Krea is also free to terminate (or suspend access to) your use of the Services or your account for any reason in our discretion, including your breach of these Terms. Krea has the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms.
Licenses for User Submissions, paragraph 18 · Citation strength: strong
Data Use and Sharing
2 findings
Clauses that describe how your data is collected, used, and shared.
high95% confidence
Broad License to User Submissions
You grant Krea a worldwide, non-exclusive, perpetual, royalty-free, fully paid, sublicensable and transferable license to use, edit, modify, truncate, aggregate, reproduce, distribute, prepare derivative works of, display, perform, and otherwise fully exploit your User Submissions in connection with the site, services, and their businesses, including for promotion and redistribution, even after account termination.
Why it matters: The company gains extensive and permanent rights to use your content, including commercial exploitation, even after you stop using the service.
You also hereby do and shall grant each user of this site and/or the Services a non-exclusive, perpetual license to access such User Submissions through this site and/or the Services, and to use, edit, modify, reproduce, distribute, prepare derivative works of, display and perform such User Submissions, including after your termination of your account or the Services. For clarity, the foregoing license grants to us and our users do not affect your other ownership or license rights in your User Submissions, including the right to grant additional licenses to your User Submissions, unless otherwise agreed in writing.
Licenses for User Submissions, paragraph 1 · Citation strength: strong
medium85% confidence
User Submissions May Be Public by Default
Depending on your subscription tier, some of your User Submissions may be viewable by other users if your tier does not include a private mode feature.
Why it matters: Your content might be publicly visible to other users without an explicit private mode option.
Anything you post, upload, share, store, or otherwise provide or generate through the Services is your "User Submission". Depending on your subscription tier, you may have the option to make your User Submissions private, which means they will not be visible to other users. If your subscription tier does not include the private mode feature, some of your User Submissions may be viewable by other users.
Clauses that describe how you can cancel the service or how it renews.
✓
Looking good
No billing surprises spotted
Verbaterm only flags concerns it can cite. No cancellation, auto-renewal, or refund terms needed attention here.
Other Gotchas
1 finding
Other notable clauses that may be to your detriment.
medium90% confidence
Referral Offer Revocation Without Reason
The company reserves the right to modify or terminate any special referral offers at any time and to revoke them from the Referrer and Referee at its discretion for any reason or no reason whatsoever.
Why it matters: Any rewards or incentives from referral programs may be taken away at the company's discretion, even without cause.
Krea reserves the right to modify or terminate any special offers at any time and to revoke from Referrer and Referee the special offer at Krea's discretion for any reason or for no reason whatsoever.
Licenses for User Submissions, paragraph 22 · Citation strength: strong
User Protections
3 findings
Clauses that offer a benefit or protection to the user.
Protection85% confidence
Notice of Terms Changes
If terms change, the company will typically notify you by placing a notice on their site, sending an email, or using other means.
Why it helps: You will be informed about updates to the terms, allowing you to review them and decide whether to continue using the service.
We reserve the right to change the Terms at any time, but if we do, we will place a notice on our site located at krea.ai, send you an email, and/or notify you by some other means.
Title: Terms of Use, paragraph 5 · Citation strength: strong
Protection95% confidence
No Knowing Collection of Data from Children Under 13
The company states they do not knowingly collect or solicit personally identifiable information from children under 13 years of age. If they learn such information has been collected, they will delete it quickly.
Why it helps: This commitment helps protect the privacy of young children by ensuring their personal information is not intentionally collected and is removed if inadvertently obtained.
We do not knowingly collect or solicit personally identifiable information from children under 13 years of age; if you are a child under 13 years of age, please do not attempt to register for or otherwise use the Services or send us any personal information. If we learn we have collected personal information from a child under 13 years of age, we will delete that information as quickly as possible.
Control Over Third-Party Account Information Access
When using services through a Third-Party Account (like Google or Discord), you permit the company to access certain information from that account. You are in control of how much information is accessible by adjusting privacy settings on your Third-Party Account.
Why it helps: You retain control over what personal information from your linked third-party accounts is shared with the service.
By using the Services through a Third Party Account, you permit us to access certain information from such account for use by the Services. You are ultimately in control of how much information is accessible to us and may exercise such control by adjusting your privacy settings on your Third Party Account.