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Plain-English summary
Fansly contains significant legal and financial risks for users. The company mandates individual arbitration and waives class action rights (risk_flags-1), and severely limits its liability for various damages, including personal injury, emotional distress, and loss of data or privacy. The maximum liability is capped at $100 or the purchase price (risk_flags-3). For Creators, the company collects biometric data (data_use-1) and obtains a broad, perpetual license to use User Content non-confidentially (data_use-2, data_use-3). The company also monitors user activity and may disclose information to law enforcement (data_use-4, data_use-5). Unilateral terms changes without notification obligation are also noted (gotchas-1).
89% confidence
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Risk Flags
2 findings
Critical issues that users should be aware of, such as limitations on legal rights or significant privacy concerns.
high95% confidence
Mandatory Arbitration & Class Action Waiver
You are agreeing to resolve most disputes through individual arbitration instead of court trials and class actions, and waive rights to proceed in class, collective, private attorney general, representative, or consolidated action in arbitration or litigation.
Why it matters: This means you give up your right to sue the company in court, have a jury trial, or participate in class action lawsuits. Most disputes must be resolved through individual arbitration, which can limit your legal options and potential for recovery.
You acknowledge and understand that, by agreeing to these Terms, you are agreeing to resolve most disputes through individual arbitration instead of court trials and class actions. These Terms contain a jury trial waiver and a waiver of any and all rights to proceed in class, collective, private attorney general, representative, or consolidated action in arbitration or litigation to the fullest extent permitted by applicable law.
Terms of Service, paragraph 3 · Citation strength: strong
high95% confidence
Limited Maximum Liability of Company
The maximum liability of the Company for any claim will not exceed the greater of one hundred dollars ($100 USD) or the amount you have paid to the Company for the applicable purchase out of which liability arose, even if the remedy fails in its essential purpose.
Why it matters: This caps the amount of money you can recover from the company in case of a claim, which could be significantly less than the actual damages you incur.
The maximum liability of the Company and its subsidiaries, affiliates, licensors, service providers, content providers, employees, agents, officers, and directors to you for any claim will not exceed the greater of one hundred dollars United States dollars ($100 USD) or the amount you have paid to the Company for the applicable purchase out of which liability arose even if the remedy fails in its essential purpose.
How the company collects, uses, shares, and protects your data.
high95% confidence
Collection of Biometric Information from Creators
If you register as a Creator, the Company or its contractors are authorized to collect, store, and maintain certain biometric information, including retina or iris scans, fingerprints, voiceprints, or scans of hand or face geometry from User Content or verification documents.
Why it matters: As a Creator, your biometric data, such as facial geometry, can be collected and stored by the company or its contractors. This raises significant privacy concerns, as biometric data is highly sensitive and its compromise could lead to unique and irreversible risks.
If you register as a Creator, you agree that we, or our contractors, are authorized to collect, store, and maintain certain biometric information including a retina or iris scan, fingerprint, voiceprint, or scan of your hand or face geometry from any User Content or verification documents you provide to us.
Accounts, paragraph 3 · Citation strength: strong
medium90% confidence
Broad License to Use User Content
You grant the Company a worldwide, perpetual, nonexclusive, royalty-free, sublicensable, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content for the Company’s business.
Why it matters: The company obtains extensive rights to use your uploaded content globally and indefinitely for their business purposes, including creating derivative works, without paying you royalties. This could mean your content is used in ways you did not initially anticipate or intend.
However, you grant us a worldwide, perpetual, nonexclusive, royalty-free, sublicensable, transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform your User Content for the Company’s business (and the business of our successors), which includes, but is not limited to, operating Fansly and fulfilling the Company’s obligations under these Terms.
Except for personally identifiable information covered under the Privacy Policy, User Content is not considered confidential and may be displayed on Fansly.
Why it matters: Your User Content, excluding personally identifiable information, is not treated as confidential and can be publicly displayed on the platform. This means that if you post content you consider private, it may become publicly accessible.
Except for personally identifiable information covered under our Privacy Policy, User Content is not considered confidential and may be displayed on Fansly in accordance with these Terms.
The Company may disclose information about your use of Fansly in connection with law enforcement investigations or in response to a lawful subpoena or court order.
Why it matters: Your data can be shared with law enforcement without your direct consent if legally required, potentially compromising your privacy.
disclose information about your use of Fansly in connection with law enforcement investigation of any suspected or alleged illegal activity, or in response to a lawful subpoena or court order; and
Terms of Service, paragraph 20 · Citation strength: strong
Cancellation and Renewal
2 findings
How subscriptions renew, how to cancel, and any associated costs or penalties.
medium95% confidence
No Refund if You Block a User
If you block another User, you will immediately lose access to that User’s content and will not receive a refund or credit for any remaining days in your current subscription period.
Why it matters: Blocking a user to whom you've subscribed means you instantly lose access to their content and forfeit any remaining subscription fees without a refund or credit.
You may block another User; however, you will immediately lose access to that User’s content if you do so, and you will not receive a refund or credit for any remaining days in your current subscription period.
Purchases and Payments, paragraph 5 · Citation strength: strong
medium95% confidence
Inactive Account Fee Deduction
If your account is inactive for one year (twelve consecutive months), a fee of $5 USD will be deducted each month from your existing balance until the balance is zero.
Why it matters: If you stop using your account for a year, the company will start deducting a monthly fee from any money you have in your account until it's empty. You won't get refunds for these deductions even if you log back in later.
If you do not log into your Fansly account for one (1) year (twelve (12) consecutive months), your account will become “inactive.” If your account is inactive, we will deduct a fee equal to five United States dollars ($5 USD) each month from your account’s existing balance until your account balance is zero.
Purchases and Payments, paragraph 18 · Citation strength: strong
Gotchas
1 finding
Potentially surprising or unfair clauses that may negatively impact users.
medium90% confidence
Unilateral Terms Changes Without Obligation to Notify
The Company may change these Terms on one or more occasions, and while they will try to notify you, they do not assume an obligation to do so. It is your responsibility to frequently check the page for updates.
Why it matters: The company can change the terms of service at any time without being obligated to inform you directly. This means you must regularly check their website yourself to stay aware of potentially significant changes that could affect your rights or obligations.
We may change these Terms on one or more occasions. Changes will become effective on the “last update” date stated at the top of this page. Changes will not apply to continuing disputes or to disputes arising out of (or relating to) events happening before the posted changes. While the Company will try to notify you when the Company changes these Terms, the Company does not assume an obligation to do so, and it is your responsibility to frequently check this page to review the most current version.
Terms of Service, paragraph 4 · Citation strength: strong
Protections
2 findings
Explicit commitments and features that benefit user rights, privacy, and control.
Protection95% confidence
Explicit Age Restriction for Minors
Fansly is not intended for minors; you must be at least eighteen (18) years old and have reached the age of majority where you reside to access it. The Company forbids all persons who do not meet these age requirements from accessing Fansly.
Why it helps: This helps protect minors by explicitly prohibiting their access to adult-oriented content on the platform.
No Minors: Fansly contains adult oriented content and is not intended for minors. In order to access Fansly, you must be: (i) at least eighteen (18) years old; and (ii) have reached the age of majority where you reside. If you do not meet these age requirements, you must not access Fansly and must leave now. The Company forbids all persons who do not meet these age requirements from accessing Fansly.
Terms of Service, paragraph 6 · Citation strength: strong
Protection95% confidence
Prohibition of Child Sexual Abuse Material (CSAM)
The Company prohibits pornographic content involving minors known as child sexual abuse material ("CSAM"). They only allow visual media of consenting adults for consenting adults and will promptly investigate and take action on reports of CSAM, cooperating fully with law enforcement.
Why it helps: This commitment helps protect children by strictly prohibiting CSAM and ensuring prompt action and cooperation with law enforcement to address such content.
No Child Sexual Abuse Material: The Company prohibits pornographic content involving minors known as child sexual abuse material (“CSAM”). The Company only allows visual media of consenting adults for consenting adults on Fansly. If you see any visual media, real or simulated, depicting minors engaged in sexual activity within Fansly, please promptly report this to the Company at [compliance@fansly.com](mailto:compliance@fansly.com). Please include with your report all appropriate evidence, including the date and time of identification. The Company will promptly investigate all reports and take appropriate action.
Terms of Service, paragraph 8 · Citation strength: strong
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