What we counted
On 26 July 2026 we folded Verbaterm’s clause glossary classifier over the then-current set of canonical published library reviews. Shared company-wide sources count once under their canonical product. The denominator was 465 policies.
A “match” means at least one visible, citation-backed concern finding on that review matched the clause’s keyword rules (titles and summaries). It is not a full legal read of every sentence, and it is not a claim about unpublished or private documents. Informational only. Not legal advice.
Prevalence snapshot (26 July 2026)
Mandatory arbitration: 89 of 465 policies (about 19%), 122 matching findings. Account termination without notice: 84 policies (about 18%). Class-action waiver: 77 policies (about 17%). Unilateral amendment: 76 policies (about 16%). Broad content license: 69 policies (about 15%).
Further down the list: disclaimer of warranties about 12%, indemnification about 8%, auto-renewal about 7%, data sale or broad sharing about 4%, liability caps about 4%. Governing law / venue and unilateral price changes were rare in this classifier pass (about 1% each).
Open any term at /glossary for the plain-English definition, what to look for, and example excerpts from the library. Category hubs under /policies/categories link to the clauses that usually matter in that industry.
How to read the gaps
Lower rates do not mean a pattern is unimportant. Auto-renewal and data sharing can still decide whether you keep paying or how far your information travels—they may simply be worded in ways our keyword rules miss, or concentrated in product types we have fewer reviews for.
Higher rates also do not mean every matched policy is “the same.” Severity, opt-outs, and surrounding language still live on the review page with citations. Score-method v4 and rankings stay separate from this glossary prevalence pass; see /blog/credit-where-credit-is-due for the score ledger.
What to do with this
If you are skimming before you Agree, start with /blog/three-clauses-that-usually-matter and the checklist at /blog/what-to-look-for-before-you-agree. If an update email just landed, /blog/we-updated-our-terms walks unilateral amendment first.
Then open a published review for a product you use, or paste your own document. Follow services you care about so you are not waiting on the next marketing email to notice a material change. We will refresh this snapshot when the published set grows enough to change the story—always with a new as-of date.