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Public comparisons

Policy risk rankings

Every published review starts at 100. Cited concerns deduct points; cited protections add a modest bonus. Higher scores rank first. Informational only. Not legal advice.

Score update. Cited protections now add +3 each (up to +12), so some ranks may look different than before. Why we changed it

Browse libraryRecent changesCompare two policies

#1 · eBay

Retail

Privacy policy

Score98.0
Severity0 high1 med0 low

Risk flags

No major risk flags

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#2 · Sam's West, Inc.

Retail

Terms of service

Sam's Club

Score97.0
Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#3 · Nordstrom, Inc.

Retail

Terms of service

Nordstrom

Score97.0
Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#4 · Nordstrom, Inc.

Retail

Privacy policy

Nordstrom

Score97.0
Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#5 · Walmart

Retail

Terms of service

Score97.0
Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#6 · Samsung

Retail

Privacy policy

Score97.0
Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#7 · Starbucks

Retail

Privacy policy

Score96.0
Severity0 high2 med0 low

Risk flags

1 finding

1 med

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#8 · ASOS plc

Retail

Privacy policy

ASOS

Score95.0
Severity0 high1 med1 low

Risk flags

No major risk flags

Data use

2 findings

1 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#9 · Amazon

Retail

Privacy policy

Amazon Shopping

Score94.0
Severity0 high3 med0 low

Risk flags

No major risk flags

Data use

3 findings

3 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

3 protections

#10 · Recreational Equipment, Inc.

Retail

Privacy policy

REI

Score93.0
Severity0 high2 med0 low

Risk flags

No major risk flags

Data use

2 findings

2 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#11 · ASOS plc

Retail

Terms of service

ASOS

Score92.0
Severity0 high1 med1 low

Risk flags

No major risk flags

Data use

2 findings

1 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#12 · Costco

Retail

Privacy policy

Score90.0
Severity1 high0 med0 low

Risk flags

1 finding

1 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#13 · Costco

Retail

Terms of service

Score90.0
Severity1 high0 med0 low

Risk flags

1 finding

1 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#14 · Penney OpCo LLC

Retail

Terms of service

JCPenney

Score88.0
Severity0 high3 med0 low

Risk flags

No major risk flags

Data use

3 findings

3 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#15 · Penney OpCo LLC

Retail

Privacy policy

JCPenney

Score88.0
Severity0 high3 med0 low

Risk flags

No major risk flags

Data use

2 findings

2 med

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 med

Protections

1 protection

#16 · Chewy, Inc.

Retail

Privacy policy

Chewy

Score85.0
Severity0 high3 med0 low

Risk flags

No major risk flags

Data use

2 findings

2 med

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 med

Protections

None cited

#17 · Lululemon Athletica USA, Inc.

Retail

Privacy policy

Lululemon

Score85.0
Severity0 high3 med0 low

Risk flags

No major risk flags

Data use

3 findings

3 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#18 · BJ's Wholesale Club, Inc.

Retail

Terms of service

BJ's Wholesale Club

Score85.0
Severity1 high1 med0 low

Risk flags

1 finding

1 high

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#19 · Roadget Business PTE. LTD.

Retail

Privacy policy

SHEIN

Score72.0
Severity2 high4 med0 low

Risk flags

2 findings

2 high

Data use

2 findings

2 med

Cancellation

1 finding

1 med

Gotchas

1 finding

1 med

Protections

6 protections

#20 · CVS Health

Retail

Privacy policy

CVS Pharmacy

Score70.0
Severity0 high3 med5 low

Risk flags

2 findings

2 med

Data use

6 findings

1 med5 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#21 · Nike

Retail

Privacy policy

Score69.0
Severity1 high0 med7 low

Risk flags

2 findings

1 high1 low

Data use

3 findings

3 low

Cancellation

1 finding

1 low

Gotchas

2 findings

2 low

Protections

None cited

#22 · McDonald's

Retail

Privacy policy

Score69.0
Severity3 high2 med1 low

Risk flags

5 findings

3 high2 med

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

5 protections

#23 · Walmart

Retail

Terms of service

Walmart Plus

Score68.0
Severity0 high4 med4 low

Risk flags

8 findings

4 med4 low

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#24 · Samsung

Retail

Terms of service

Score67.0
Severity3 high0 med2 low

Risk flags

3 findings

3 high

Data use

2 findings

2 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#25 · BJ's Wholesale Club, Inc.

Retail

Privacy policy

BJ's Wholesale Club

Score66.0
Severity3 high2 med0 low

Risk flags

5 findings

3 high2 med

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#26 · Target

Retail

Terms of service

Score65.0
Severity2 high3 med0 low

Risk flags

2 findings

2 high

Data use

No data-use concerns flagged

Cancellation

3 findings

3 med

Gotchas

No hidden gotchas

Protections

None cited

#27 · Walgreens

Retail

Privacy policy

Score63.0
Severity3 high2 med1 low

Risk flags

3 findings

3 high

Data use

3 findings

2 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#28 · Amazon

Retail

Terms of service

Amazon Shopping

Score62.0
Severity1 high5 med2 low

Risk flags

3 findings

1 high2 med

Data use

No data-use concerns flagged

Cancellation

1 finding

1 med

Gotchas

4 findings

2 med2 low

Protections

1 protection

#29 · Best Buy

Retail

Privacy policy

Score62.0
Severity3 high1 med2 low

Risk flags

3 findings

3 high

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

2 findings

1 med1 low

Protections

1 protection

#30 · CVS Health

Retail

Terms of service

CVS Pharmacy

Score61.0
Severity0 high6 med3 low

Risk flags

2 findings

1 med1 low

Data use

7 findings

5 med2 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#31 · Target

Retail

Privacy policy

Score61.0
Severity1 high7 med1 low

Risk flags

3 findings

1 high1 med1 low

Data use

4 findings

4 med

Cancellation

2 findings

2 med

Gotchas

No hidden gotchas

Protections

3 protections

#32 · Walgreens

Retail

Terms of service

Score60.0
Severity0 high5 med5 low

Risk flags

3 findings

2 med1 low

Data use

4 findings

4 low

Cancellation

No billing surprises spotted

Gotchas

3 findings

3 med

Protections

None cited

#33 · eBay

Retail

Terms of service

Score60.0
Severity2 high4 med0 low

Risk flags

2 findings

2 high

Data use

2 findings

2 med

Cancellation

1 finding

1 med

Gotchas

1 finding

1 med

Protections

None cited

#34 · Recreational Equipment, Inc.

Retail

Terms of service

REI

Score60.0
Severity3 high2 med1 low

Risk flags

5 findings

3 high2 med

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

1 protection

#35 · McDonald's

Retail

Terms of service

Score59.0
Severity2 high6 med0 low

Risk flags

4 findings

2 high2 med

Data use

No data-use concerns flagged

Cancellation

1 finding

1 med

Gotchas

3 findings

3 med

Protections

3 protections

#36 · Nike

Retail

Terms of service

Score58.0
Severity3 high3 med1 low

Risk flags

2 findings

2 high

Data use

1 finding

1 med

Cancellation

1 finding

1 high

Gotchas

3 findings

2 med1 low

Protections

2 protections

#37 · Sephora USA, Inc.

Retail

Privacy policy

Sephora

Score54.0
Severity0 high8 med2 low

Risk flags

3 findings

3 med

Data use

5 findings

3 med2 low

Cancellation

No billing surprises spotted

Gotchas

2 findings

2 med

Protections

None cited

#38 · Chewy, Inc.

Retail

Terms of service

Chewy

Score50.0
Severity3 high4 med0 low

Risk flags

3 findings

3 high

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

3 med

Protections

None cited

#39 · IKEA

Retail

Terms of service

Score49.0
Severity4 high1 med2 low

Risk flags

4 findings

4 high

Data use

1 finding

1 med

Cancellation

1 finding

1 low

Gotchas

1 finding

1 low

Protections

None cited

#40 · Sephora USA, Inc.

Retail

Terms of service

Sephora

Score40.0
Severity5 high2 med1 low

Risk flags

4 findings

4 high

Data use

3 findings

2 med1 low

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 high

Protections

1 protection

#41 · Starbucks

Retail

Terms of service

Score38.0
Severity4 high5 med0 low

Risk flags

5 findings

4 high1 med

Data use

1 finding

1 med

Cancellation

1 finding

1 med

Gotchas

2 findings

2 med

Protections

1 protection

#42 · Whaleco Inc. (Temu)

Retail

Privacy policy

Temu

Score31.0
Severity3 high6 med3 low

Risk flags

3 findings

3 high

Data use

6 findings

6 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

3 low

Protections

None cited

#43 · Best Buy

Retail

Terms of service

Score25.0
Severity5 high5 med1 low

Risk flags

3 findings

3 high

Data use

2 findings

2 high

Cancellation

1 finding

1 med

Gotchas

5 findings

4 med1 low

Protections

1 protection

#44 · Lululemon Athletica USA, Inc.

Retail

Terms of service

Lululemon

Score21.0
Severity5 high4 med3 low

Risk flags

4 findings

4 high

Data use

5 findings

3 med2 low

Cancellation

No billing surprises spotted

Gotchas

3 findings

1 high1 med1 low

Protections

None cited

#45 · IKEA

Retail

Privacy policy

Score19.0
Severity0 high3 med22 low

Risk flags

4 findings

3 med1 low

Data use

10 findings

10 low

Cancellation

6 findings

6 low

Gotchas

5 findings

5 low

Protections

None cited

#46 · Whaleco Inc. (Temu)

Retail

Terms of service

Temu

Score9.0
Severity7 high3 med5 low

Risk flags

6 findings

4 high2 low

Data use

3 findings

2 high1 low

Cancellation

2 findings

2 med

Gotchas

4 findings

1 high1 med2 low

Protections

3 protections