Category hub

Finance & tax

Tax software and personal-finance apps process sensitive financial records. Before you connect a bank or file returns, compare how published policies treat data retention, account closure, and dispute rights—including arbitration.

Scores start at 100 and deduct for cited concerns. Higher scores rank first. Informational only. Not legal advice.

All categories Full rankings

Reviews ranked65

Average score65.4

High findings125

Scoreboard snapshot

Top 3 and score bands (strong ≥90, mixed 70–89, rough <70).

Strong17

Mixed16

Rough32

Ranked reviews

Same scoreboard as library rankings for this industry.

#1 · Empower Annuity Insurance Company of America

Finance & tax

Privacy policy

Empower Personal Dashboard

Score101.0

Severity0 high1 med0 low

Risk flags

No major risk flags

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#2 · Interactive Brokers LLC

Finance & tax

Privacy policy

Interactive Brokers

Score98.0

Severity0 high1 med0 low

Risk flags

1 finding

1 med

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#3 · Bridge Comm Inc.

Finance & tax

Privacy policy

Brigit

Score98.0

Severity0 high1 med0 low

Risk flags

No major risk flags

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#4 · Bridge Comm Inc.

Finance & tax

Terms of service

Brigit

Score98.0

Severity0 high1 med0 low

Risk flags

No major risk flags

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#5 · Fidelity Investments

Finance & tax

Privacy policy

Fidelity

Score97.0

Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#6 · Sezzle, Inc.

Finance & tax

Terms of service

Sezzle

Score97.0

Severity0 high0 med1 low

Risk flags

No major risk flags

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#7 · Plaid Inc.

Finance & tax

Terms of service

Plaid

Score96.0

Severity0 high2 med1 low

Risk flags

2 findings

1 med1 low

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

3 protections

#8 · Block, Inc.

Finance & tax

Privacy policy

Cash App

Score96.0

Severity1 high0 med0 low

Risk flags

1 finding

1 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#9 · Activehours, Inc.

Finance & tax

Terms of service

EarnIn

Score95.0

Severity0 high1 med0 low

Risk flags

No major risk flags

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 med

Protections

None cited

#10 · Robinhood Markets, Inc.

Finance & tax

Privacy policy

Robinhood

Score94.0

Severity0 high3 med0 low

Risk flags

No major risk flags

Data use

3 findings

3 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

3 protections

#11 · Plaid Inc.

Finance & tax

Privacy policy

Plaid

Score94.0

Severity0 high3 med1 low

Risk flags

3 findings

2 med1 low

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

6 protections

#12 · Wealthfront Corporation

Finance & tax

Privacy policy

Wealthfront

Score94.0

Severity1 high1 med1 low

Risk flags

1 finding

1 high

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 med

Protections

5 protections

#13 · LendingTree, LLC

Finance & tax

Privacy policy

LendingTree

Score94.0

Severity1 high1 med0 low

Risk flags

2 findings

1 high1 med

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

3 protections

#14 · Klarna Bank AB

Finance & tax

Privacy policy

Klarna

Score92.0

Severity0 high4 med0 low

Risk flags

No major risk flags

Data use

4 findings

4 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

6 protections

#15 · TaxSlayer LLC

Finance & tax

Terms of service

TaxSlayer

Score92.0

Severity0 high1 med1 low

Risk flags

No major risk flags

Data use

2 findings

1 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#16 · Dave, Inc.

Finance & tax

Terms of service

Dave

Score90.0

Severity0 high2 med1 low

Risk flags

1 finding

1 med

Data use

No data-use concerns flagged

Cancellation

1 finding

1 med

Gotchas

1 finding

1 low

Protections

1 protection

#17 · Activehours, Inc.

Finance & tax

Privacy policy

EarnIn

Score90.0

Severity1 high0 med0 low

Risk flags

1 finding

1 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#18 · H&R Block

Finance & tax

Privacy policy

Score89.0

Severity0 high4 med1 low

Risk flags

2 findings

1 med1 low

Data use

3 findings

3 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

4 protections

#19 · TaxHawk, Inc.

Finance & tax

Privacy policy

FreeTaxUSA

Score88.0

Severity0 high3 med1 low

Risk flags

2 findings

2 med

Data use

2 findings

1 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#20 · Morgan Stanley

Finance & tax

Privacy policy

E*TRADE

Score88.0

Severity1 high1 med0 low

Risk flags

1 finding

1 high

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#21 · You Need A Budget LLC

Finance & tax

Privacy policy

YNAB

Score85.0

Severity0 high3 med1 low

Risk flags

2 findings

1 med1 low

Data use

2 findings

2 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#22 · Intuit

Finance & tax

Terms of service

Score84.0

Severity0 high2 med2 low

Risk flags

2 findings

2 med

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#23 · Morgan Stanley

Finance & tax

Terms of service

E*TRADE

Score83.0

Severity1 high2 med0 low

Risk flags

2 findings

1 high1 med

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#24 · Sezzle, Inc.

Finance & tax

Privacy policy

Sezzle

Score82.0

Severity1 high1 med1 low

Risk flags

2 findings

1 high1 med

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#25 · Dave, Inc.

Finance & tax

Privacy policy

Dave

Score80.0

Severity1 high2 med1 low

Risk flags

3 findings

1 high2 med

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#26 · Social Finance, Inc.

Finance & tax

Privacy policy

SoFi

Score80.0

Severity2 high0 med0 low

Risk flags

2 findings

2 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#27 · Acorns Grow Incorporated

Finance & tax

Terms of service

Acorns

Score80.0

Severity2 high0 med0 low

Risk flags

2 findings

2 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#28 · Acorns Grow Incorporated

Finance & tax

Privacy policy

Acorns

Score77.0

Severity2 high0 med1 low

Risk flags

2 findings

2 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#29 · Intuit

Finance & tax

Privacy policy

Score75.0

Severity0 high5 med0 low

Risk flags

No major risk flags

Data use

5 findings

5 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#30 · Wealthfront Corporation

Finance & tax

Terms of service

Wealthfront

Score73.0

Severity1 high4 med2 low

Risk flags

1 finding

1 high

Data use

2 findings

2 med

Cancellation

1 finding

1 low

Gotchas

3 findings

2 med1 low

Protections

3 protections

#31 · Albert Corp.

Finance & tax

Privacy policy

Albert

Score72.0

Severity1 high3 med1 low

Risk flags

2 findings

1 high1 med

Data use

No data-use concerns flagged

Cancellation

1 finding

1 med

Gotchas

2 findings

1 med1 low

Protections

None cited

#32 · Empower Annuity Insurance Company of America

Finance & tax

Terms of service

Empower Personal Dashboard

Score72.0

Severity2 high1 med1 low

Risk flags

2 findings

2 high

Data use

1 finding

1 med

Cancellation

1 finding

1 low

Gotchas

No hidden gotchas

Protections

None cited

#33 · Intuit

Finance & tax

Terms of service

QuickBooks

Score70.0

Severity2 high2 med0 low

Risk flags

2 findings

2 high

Data use

2 findings

2 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#34 · Wave Financial Inc.

Finance & tax

Privacy policy

Wave Invoicing

Score69.0

Severity0 high5 med3 low

Risk flags

5 findings

3 med2 low

Data use

3 findings

2 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#35 · Albert Corp.

Finance & tax

Terms of service

Albert

Score67.0

Severity2 high2 med1 low

Risk flags

4 findings

2 high2 med

Data use

No data-use concerns flagged

Cancellation

1 finding

1 low

Gotchas

No hidden gotchas

Protections

None cited

#36 · Moomoo Financial Inc.

Finance & tax

Privacy policy

moomoo

Score67.0

Severity3 high0 med1 low

Risk flags

3 findings

3 high

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#37 · 2ndsite Inc. / FreshBooks

Finance & tax

Terms of service

FreshBooks

Score64.0

Severity3 high3 med0 low

Risk flags

6 findings

3 high3 med

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

3 protections

#38 · TaxAct, Inc.

Finance & tax

Privacy policy

TaxAct Express

Score63.0

Severity1 high6 med2 low

Risk flags

1 finding

1 high

Data use

5 findings

5 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

1 med2 low

Protections

3 protections

#39 · Monarch Money, Inc.

Finance & tax

Privacy policy

Monarch Money

Score63.0

Severity2 high4 med1 low

Risk flags

4 findings

2 high2 med

Data use

1 finding

1 med

Cancellation

1 finding

1 med

Gotchas

1 finding

1 low

Protections

2 protections

#40 · Afterpay US, Inc.

Finance & tax

Privacy policy

Afterpay

Score62.0

Severity1 high5 med3 low

Risk flags

2 findings

1 high1 med

Data use

7 findings

4 med3 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#41 · Intuit

Finance & tax

Privacy policy

QuickBooks

Score61.0

Severity1 high7 med2 low

Risk flags

5 findings

1 high3 med1 low

Data use

3 findings

2 med1 low

Cancellation

No billing surprises spotted

Gotchas

2 findings

2 med

Protections

6 protections

#42 · LendingTree, LLC

Finance & tax

Terms of service

LendingTree

Score55.0

Severity3 high3 med1 low

Risk flags

4 findings

3 high1 med

Data use

2 findings

1 med1 low

Cancellation

1 finding

1 med

Gotchas

No hidden gotchas

Protections

1 protection

#43 · Bankrate, LLC

Finance & tax

Privacy policy

Bankrate

Score53.0

Severity1 high8 med2 low

Risk flags

3 findings

1 high2 med

Data use

5 findings

4 med1 low

Cancellation

No billing surprises spotted

Gotchas

3 findings

2 med1 low

Protections

3 protections

#44 · H&R Block

Finance & tax

Terms of service

Score51.0

Severity2 high4 med3 low

Risk flags

2 findings

2 high

Data use

4 findings

1 med3 low

Cancellation

1 finding

1 med

Gotchas

2 findings

2 med

Protections

None cited

#45 · Monarch Money, Inc.

Finance & tax

Terms of service

Monarch Money

Score50.0

Severity1 high8 med2 low

Risk flags

2 findings

1 high1 med

Data use

4 findings

3 med1 low

Cancellation

1 finding

1 med

Gotchas

4 findings

3 med1 low

Protections

2 protections

#46 · Equifax Inc.

Finance & tax

Terms of service

Equifax

Score49.0

Severity1 high10 med0 low

Risk flags

2 findings

1 high1 med

Data use

3 findings

3 med

Cancellation

5 findings

5 med

Gotchas

1 finding

1 med

Protections

3 protections

#47 · Zip Co US Inc.

Finance & tax

Privacy policy

Zip

Score48.0

Severity3 high5 med1 low

Risk flags

3 findings

3 high

Data use

3 findings

3 med

Cancellation

1 finding

1 med

Gotchas

2 findings

1 med1 low

Protections

2 protections

#48 · You Need A Budget LLC

Finance & tax

Terms of service

YNAB

Score46.0

Severity3 high6 med0 low

Risk flags

6 findings

3 high3 med

Data use

1 finding

1 med

Cancellation

2 findings

2 med

Gotchas

No hidden gotchas

Protections

2 protections

#49 · MoneyLion Inc.

Finance & tax

Terms of service

MoneyLion

Score45.0

Severity3 high5 med1 low

Risk flags

6 findings

3 high3 med

Data use

1 finding

1 med

Cancellation

1 finding

1 med

Gotchas

1 finding

1 low

Protections

1 protection

#50 · Webull Financial LLC

Finance & tax

Terms of service

Webull

Score42.0

Severity3 high5 med1 low

Risk flags

6 findings

3 high3 med

Data use

1 finding

1 med

Cancellation

1 finding

1 low

Gotchas

1 finding

1 med

Protections

None cited

#51 · Bankrate, LLC

Finance & tax

Terms of service

Bankrate

Score41.0

Severity6 high1 med0 low

Risk flags

5 findings

5 high

Data use

2 findings

1 high1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#52 · TaxAct, Inc.

Finance & tax

Terms of service

TaxAct Express

Score37.0

Severity5 high2 med1 low

Risk flags

5 findings

5 high

Data use

1 finding

1 med

Cancellation

1 finding

1 med

Gotchas

1 finding

1 low

Protections

None cited

#53 · Credit Karma, LLC / Intuit Inc.

Finance & tax

Privacy policy

Intuit Credit Karma

Score36.0

Severity2 high7 med3 low

Risk flags

3 findings

2 high1 med

Data use

6 findings

6 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

3 low

Protections

None cited

#54 · Block, Inc.

Finance & tax

Terms of service

Cash App

Score35.0

Severity4 high5 med1 low

Risk flags

6 findings

4 high2 med

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

2 med1 low

Protections

1 protection

#55 · Fidelity Investments

Finance & tax

Terms of service

Fidelity

Score35.0

Severity4 high5 med0 low

Risk flags

4 findings

4 high

Data use

3 findings

3 med

Cancellation

1 finding

1 med

Gotchas

1 finding

1 med

Protections

None cited

#56 · Klarna Bank AB

Finance & tax

Terms of service

Klarna

Score35.0

Severity6 high1 med0 low

Risk flags

7 findings

6 high1 med

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#57 · Afterpay US, Inc.

Finance & tax

Terms of service

Afterpay

Score33.0

Severity5 high4 med1 low

Risk flags

5 findings

5 high

Data use

2 findings

2 med

Cancellation

1 finding

1 low

Gotchas

2 findings

2 med

Protections

2 protections

#58 · Affirm, Inc.

Finance & tax

Privacy policy

Affirm

Score31.0

Severity3 high6 med6 low

Risk flags

4 findings

2 high2 med

Data use

6 findings

1 high3 med2 low

Cancellation

No billing surprises spotted

Gotchas

5 findings

1 med4 low

Protections

3 protections

#59 · Robinhood Markets, Inc.

Finance & tax

Terms of service

Robinhood

Score30.0

Severity6 high2 med0 low

Risk flags

6 findings

6 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

2 findings

2 med

Protections

None cited

#60 · NerdWallet, Inc.

Finance & tax

Privacy policy

NerdWallet

Score29.0

Severity5 high6 med0 low

Risk flags

5 findings

5 high

Data use

5 findings

5 med

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 med

Protections

3 protections

#61 · NerdWallet, Inc.

Finance & tax

Terms of service

NerdWallet

Score20.0

Severity5 high6 med0 low

Risk flags

5 findings

3 high2 med

Data use

3 findings

2 high1 med

Cancellation

1 finding

1 med

Gotchas

2 findings

2 med

Protections

None cited

#62 · Moomoo Financial Inc.

Finance & tax

Terms of service

moomoo

Score20.0

Severity5 high6 med0 low

Risk flags

5 findings

3 high2 med

Data use

4 findings

1 high3 med

Cancellation

1 finding

1 high

Gotchas

1 finding

1 med

Protections

None cited

#63 · Affirm, Inc.

Finance & tax

Terms of service

Affirm

Score15.0

Severity4 high9 med1 low

Risk flags

4 findings

4 high

Data use

5 findings

4 med1 low

Cancellation

No billing surprises spotted

Gotchas

5 findings

5 med

Protections

1 protection

#64 · TaxHawk, Inc.

Finance & tax

Terms of service

FreeTaxUSA

Score3.0

Severity6 high8 med0 low

Risk flags

6 findings

4 high2 med

Data use

3 findings

3 med

Cancellation

3 findings

2 high1 med

Gotchas

2 findings

2 med

Protections

1 protection

#65 · Social Finance, Inc.

Finance & tax

Terms of service

SoFi

Score0.0

Severity6 high8 med1 low

Risk flags

5 findings

3 high2 med

Data use

7 findings

1 high5 med1 low

Cancellation

1 finding

1 med

Gotchas

2 findings

2 high

Protections

1 protection