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Finance & tax

Tax software and personal-finance apps process sensitive financial records. See how their terms cover data retention, account closure, and dispute rights.

Scores start at 100 and deduct for cited concerns. Higher scores rank first. Informational only. Not legal advice.

All categories Full rankings

#1 · Intuit

Finance & tax

Terms of service

Score84.0Open review

Severity0 high2 med2 low

Risk flags

2 findings

2 med

Data use

1 finding

1 low

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#2 · Social Finance, Inc.

Finance & tax

Privacy policy

SoFi

Score80.0Open review

Severity2 high0 med0 low

Risk flags

No major risk flags

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

2 findings

2 high

Protections

None cited

#3 · Acorns Grow Incorporated

Finance & tax

Terms of service

Acorns

Score80.0Open review

Severity2 high0 med0 low

Risk flags

2 findings

2 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#4 · Acorns Grow Incorporated

Finance & tax

Privacy policy

Acorns

Score77.0Open review

Severity2 high0 med1 low

Risk flags

2 findings

2 high

Data use

No data-use concerns flagged

Cancellation

No billing surprises spotted

Gotchas

1 finding

1 low

Protections

None cited

#5 · Intuit

Finance & tax

Privacy policy

Score75.0Open review

Severity0 high5 med0 low

Risk flags

No major risk flags

Data use

5 findings

5 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited

#6 · Wave Financial Inc.

Finance & tax

Privacy policy

Wave Invoicing

Score66.0Open review

Severity0 high5 med3 low

Risk flags

5 findings

3 med2 low

Data use

3 findings

2 med1 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#7 · Afterpay US, Inc.

Finance & tax

Privacy policy

Afterpay

Score56.0Open review

Severity1 high5 med3 low

Risk flags

2 findings

1 high1 med

Data use

7 findings

4 med3 low

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

2 protections

#8 · H&R Block

Finance & tax

Privacy policy

Score46.0Open review

Severity1 high7 med3 low

Risk flags

3 findings

1 high2 med

Data use

5 findings

5 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

3 low

Protections

None cited

#9 · Afterpay US, Inc.

Finance & tax

Terms of service

Afterpay

Score45.0Open review

Severity3 high5 med0 low

Risk flags

7 findings

3 high4 med

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

1 protection

#10 · Credit Karma, LLC / Intuit Inc.

Finance & tax

Privacy policy

Intuit Credit Karma

Score36.0Open review

Severity2 high7 med3 low

Risk flags

3 findings

2 high1 med

Data use

6 findings

6 med

Cancellation

No billing surprises spotted

Gotchas

3 findings

3 low

Protections

None cited

#11 · Social Finance, Inc.

Finance & tax

Terms of service

SoFi

Score20.0Open review

Severity6 high4 med0 low

Risk flags

9 findings

6 high3 med

Data use

1 finding

1 med

Cancellation

No billing surprises spotted

Gotchas

No hidden gotchas

Protections

None cited